The following views are the personal opinions of Martin Baker, Money&Co’s head of communications and content. They do not necessarily represent the views of Money&Co. Happy 2016. Here’s the future (a pleasingly bright one, too) as I see it. The Innovative Finance ISA Will Be A Game-Changer No doubt about it. April […]
The following views are the personal opinions of Martin Baker, Money&Co’s head of communications and content. They do not necessarily represent the views of Money&Co. This time last year I set out five developments I expected to see in peer-to-peer (P2P) lending within the crowdfunding sector. How much did I get right? Explosive […]
It’s that time of year again. In the interregnum between Christmas and New Year we look backwards and analyse, look forwards and predict. A year ago, our head of content and communications, Martin Baker, made five major calls for the development of crowdfunding and the peer-to-peer (P2P) sub-sector in which Money&Co. operates. So how did […]
The International Organization of Securities Commissions (IOSCO) has published its Crowdfunding 2015 Survey Responses Report. It’s a densely written 47-page report, which offers the regulators’ viewpoint across a wide range of jurisdictions. Although hardly a light read, the report provides further proof of the coming of age – still very much a process, not a […]
An eagerly awaited short-term loan has landed on site – and it is filling very fast indeed. G199 Ltd is seeking to fund a £150,000 management buy-in. The loan is for just nine months – the shortest term of any loan thus far facilitated on the Money&Co. site. The loan is rated at B+, which […]
SME Insider is almost always an engaging read. This week it carries a mini-profile of small-business owner Oliver Southern, a London-based entrepreneur who started his career at one of the world’s biggest technology companies. Oliver is the force behind Chored, an app for house shares. “It lets users split and pay bills (including rent and […]
A secondary market – a place where lenders can sell on their loans – has been part of our offering from the day the Money&Co. site went live in April 2014. See Loans For Sale on our Lend page. But external secondary markets – exchanges, in effect – have been relatively slow in coming. Here, […]
Today, a cautionary tale. What happens when a crowdfunded project goes wrong, asks BBC technology correspondent, Rory Cellan-Jones. He continues: “And do those who back ideas on platforms such as Kickstarter and Indiegogo have any rights when they do not deliver on their promises? That is what the more than 12,000 people who backed the […]
Should small companies and start-ups seek equity or debt funding? We’ll be focusing on this central issue – including some forthcoming blogs on whether or not this is a false dichotomy – over the next few days. Here, FT Adviser sounds the alarm on due diligence on Enterprise Investment Scheme (EIS) products. EIS relief is […]
A reality check comes from one of the best-established digital media outlets, The Motley Fool. We have been convinced for years that peer-to-peer lending is the future of finance for small companies looking to borrow to grow and lenders looking to increase the returns on capital alike. But, as the Motley Fool points out, not […]