I have long believed that forcing people to buy annuities was unfair, and was a poor way for pensions to be invested. And so the government’s decision to remove the compulsion to buy an annuity at age 75 and, indeed, to allow anyone over 55 to take their pension money and invest it for themselves, […]
Enter the treasure hunt and unlock those clues….! Tantalising news from our second £1,000 mini-treasure hunt. We have a winner, but the phone keeps ringing out! We’ll bring you more news when we have it. The grand prize of £10,000 will come at the end of all five mini-treasure hunts. All you have to do is […]
Geeting our point across – Money&Co. CEO Nicola Horlick spreads the word on crowdfunding The message is clear: low interest rates are creating huge problems for savers and investors dependent on deposit account yields (as reported here earlier). People dependent on income from annuities (fixed-income instruments that used to be an automatic accompaniment of a […]
Crowdfunders to offer a slice of investment pie – but when, how? One of the great benefits of crowdfunding investment is its immediacy. Investors and lenders get to make a direct connection, via the crowdfunding platform, with the company soliciting funds. You get to see who wants money, and why. And things seemed to get […]
Yours to control The mainstream media is slowly coming round to the notion that alternative sources of finance may not be so alternative after all. The Telegraph runs a feature on the potential impact of peer-to-peer (P2P) and peer-to-business (P2B) finance on the pension reforms announced in the last UK Budget. The argument runs that loans […]