The latest tranche of property-backed loan Seascape (10 in the series) is 92 per cent filled as we write. With new offers arriving soon, we thought we’d we offer a reminder of some of the key factors to consider in appraising a loan before investing. Bear in mind that while there is no profit without […]
Followers of our peer-to-peer (P2P) lending sector of the alternative finance market may well know that the biggest P2P player, Funding Circle, has announced that it will list its shares on the London Stock Exchange’s main market. Cornerstone investment will come from Danish billionaire Anders Povlsen, who has pledged to buy at last 10 percent […]
Our latest, property-backed A-rated loan offering with a fixed-rate return of 8 per cent is now 37 per cent funded. Some of that information is directly relevant to the second half of the feature from This Is Money we’re showcasing this week. The article focuses on how to decide whether a peer-to-peer (P2P) investment as […]
We’ve come across an interesting feature from This Is Money on how to decide on whether a peer-to-peer (P2P) investment as an alternative to cash is a good idea. Peer-to-Peer lending offers an alternative, particularly in the property space, as a viable, high return option that offers a good level of security for their funds. […]
What does it take to get involved in the peer-to-peer (P2P) loan market? The short answer is: an appetite for risk. A recent article in Muckle profiles various types of investor. The cautious investor will stick to cash or similar instruments, while the investor with a high tolerance for risk would favour P2P assets. Investor […]
If you can’t assess risk, you shouldn’t invest money. With that in mind, we look at the following statement, with which we heartily concur: “Risk versus return in the peer-to-peer lending (P2P) market is defined by the borrowers,” write our friends at Orca Money. We run a short extract of the Orca piece below. As […]
We’re all set to roll out a series of loans for inclusion in an Innovative Finance ISA (Individual Savings Account). The average gross yield achieved by Money&Co. lenders across some £10 million of loans facilitated since 2014 is 8.6 per cent (7.6 per cent, net of our 1 per cent charge). Other new loans, and […]
Let’s start with some serious stuff. It’s small wonder that many income-hungry investors are turning to peer-to-peer (P2P) lending. Cash deposits currently pay, according to independent comparison site, Moneyfacts, two per cent at best. Money&Co. lenders have achieved an average of 8.6 per cent in the three and half years of facilitation and nearly £10 […]