Getting everything done at the touch of a button sounds like a great idea. But what about privacy? Our friends at P2P Finance News report a fine-looking initiative from the UK government, which is definitely a friend of the financial-technology (FinTech) sector. But the Treasury’s attempts to create a better environment for FinTech sound a […]
Today, we bring you three snippets of news and analysis. First is coverage from Pymnts.com, a site that has its own take on the story we reported here concerning the recent announcement of small-company funding by the British Business Bank in conjunction with peer-to-peer (P2P0 lenders such as Money&Co. The folks at Paymnts.com alight on […]
It’s often dangerous to draw broad conclusions from small data sets. But our own positive experience of demand for peer-to-peer (P2P) business loans (from individual lenders and borrowing SMEs alike) is mirrored in the larger picture reported by our friends at P2P Finance News. “PEER-TO-PEER lenders were among the delivery partners helping the British […]
Certain key employees at Money&Co. have theories about how men and women manage money. The argument runs that women often have a more sensible approach to risk. A variation on this theme is presented by our friends at The Scotsman, who report that women have better success rates than men in crowdfunding equity raises. We’ll […]
To quote from Shakespeare’s Hamlet: “There is nothing either good or bad, but thinking makes it so.” While the rest of the world gets on with interpreting everything in the light of the good (or bad) consequences of Brexit (if it ever happens), we can report that the digital economy and its FinTech sub-sector, of […]
Our friends at the crowdfunding intelligence platform, Orca, point out the pleasing progress made by the peer-to-peer (P2P) lending sector. “Over £10 billion has been cumulatively lent across 23 UK P2P platforms. In the first half of 2017 alone, over £2 bn was invested through P2P; a result of the diverse range of products available […]
Call it “alternative facts” or “media bias” if you will, but we can’t help but notice the large and increasing volume of stories that relate the unhelpful lack of clarity around the Brexit process. AltFi is the latest among many; it carries a report on concerns about late payment and Brexit uncertainty among SMEs. “More than […]
Forgive us if this sounds like algebra, but the investment business is taking an interest in the funding business. Yesterday, we brought you a report on the lamentable lack of knowledge and understanding of alternative funding. The small businesses that companies like Money&Co. want to find funding for seem to stop the search for capital […]
Maybe it’s just British reticence, but is seems that we – that’s the alternative-finance and Fintech sector – are just not loud enough. We need to make more noise, to beat our own drum more boldly. We need to make ourselves heard and understood by the small- and medium-sized businesses that online crowdfunding business lending […]
Our friends at P2P Finance News offer another report on the important difference Innovative Finance ISAs are making to peer-to-peer (P2P) lending. The developments relayed here certainly accord with our own experience at Money&Co., with a healthy flow of ISA transfers and new cash coming in in significant amounts. “INNOVATIVE Finance ISA (IFISA) investors are […]