Today, we offer a technical tip. One of our A-rated loan offerings is closing tomorrow. GH3 is a financial services company, seeking over £100,000. The offer is a “classic” – in that it is an auction, where registered lenders make offers of credit at different rates. At the time of writing, the offer is just […]
Just as we were once exhorted to Dig For Victory, it seems we’re going to have to Dig Deep For Growth. Our friends at CityA.M. report on the Federation of Small Businesses’ demands for its Small and Medium-Sized Enterprise members as Brexit approaches. “The Federation of Small Businesses (FSB) wants the British Business Bank to […]
Our friends at P2P Finance News bring the latest report of the fast-increasing popularity of the Innovative Finance Individual Savings Account (Innovative Finance ISA, or IFISA). Here’s an excerpt from the article: “One third of money placed into Innovative Finance ISAs (IFISA) on individual platforms in the previous tax year was from transfers rather than […]
Good news comes from our cousins on the equity side of the crowdfunding fence. Seedrs, a very big player in equity raises, has started a secondary market in the shares it raises funds for. At Money&Co., we see this as welcome sign that crowdfunding is maturing and entering the mainstream of financial services. Our friends […]
Business is brisk, and there are three loan offers on site at the moment. All three have been carefully vetted and have passed our risk-analysis process. Two offerings are rated A, and one is rated A+, the best risk grading. This last, from webuyanyhome.com, is property-backed. The yields on offer vary – but an indicative […]
There are some concerns over the property market in the UK. Of course, everything is a political football ahead of June’s General Election, but one commentator described the residential housing market as “broken”. That may be a vote-winning sound bite, but what about the investment aspects of lending? Our friends at Commercial & Bridging report […]
The mainstream media is beginning to take peer-to-peer (P2P) lending seriously. Our friends at FT Adviser offer some analysis of P2P as an asset class that might be recommended to the clients of financial advisers. We reproduce excerpts from the article, with our comments. “[P2P] has reached a stage of maturity where it can be […]
Hello again! We’re back after half a day offline for a technical overhaul. Thanks to readers, users, lenders, borrowers and visitors for your patience. Today, we revisit a familiar space. We often take a friendly peek over the other side of the crowdfuding fence at our equity-raising cousins. Money&Co. does debt crowdfunding, which is the […]
Managing money does not come naturally to most people. It’s a finicky, often quite boring – and frequently mystifying – business. So we thought we’d try and answer a basic, very important question: How do you “do” an ISA (an Individual Savings Account)? The Money&Co. offering is an Innovative Finance ISA (IFISA) that can hold the […]
Today, we offer a view of the industry from our cousins across the Atlantic. Hedge-fund database, Hedgeco, runs a blog suggesting that Fintech is both disruptive and collaborative. “Instead of alternative finance trying to replace bank loans and venture capital, there is an emerging collaborative model where digital platforms are working alongside conventional investors. “Several […]