We start the week with an exercise in comparison and contrast. This week end, the Financial Times’s Judith Evans and Adam Palin took a long. critical look over the fence at our cousins in equity crowdfunding. Equity crowdfunding typically involves very young companies, often start-ups, which offer an investment stake in exchange for capital from […]
Just how much do consumers understand about the things they commit their money to? A behavioural economics research paper recently published by the Financial Conduct Authority (FCA) investigates this and other important issues. “Consumers were asked to anticipate how the FTSE 100 would grow over time and then asked for their expectations for structured deposits […]
Our CEO opines on a very significant, but largely unheralded, achievement in the SME sector. The Mittelstand has long been held up as a gem sitting in the midst of the German economy. There are 44,000 mid-sized companies in Germany with the vast majority remaining in family ownership. Collectively they employ 9.2 million people. […]
Money&Co. CEO, Nicola Horlick, has written a tasty little article for accountants and consutants BDO’s just-published report on the food sector. We believe that alternative finance providers such as Money&Co. are destined to become – please forgive us – the big cheeses in the sector. Here is Nicola’s article: While quoted and larger corporates can raise […]
The pace of crowdfunding’s maturation increases day by day. The latest development comes from City A.M., which has formed an alliance with Crowdnetic, a US-based crowdfunding data supplier, to launch what it promises will be suite of UK crowd finance data. The early reIease features information on private UK-based companies publicly raising capital online through […]
Not only is the remarkable performance of the UK’s small- and medium-sized enterprises (SMes) largely unrecognised, it’s a minor miracle that UK SMEs – the engine of the current recovery – are doing as well as they are, argues Nicola Horlick, CEO of Money&Co., in her latest blog in the Huffington Post. Nicola says that […]
A new survey from the Peer to Peer Finance Association (P2PFA) indicates that consumers “overwhelmingly” believe that peer-to-peer (P2P) lending should be separated from traditional cash or stocks and shares New Individual Savings Accounts (NISAs) – also commonly referred to as ISAs. Over 4,500 individual lenders were polled regarding their preferences. The data also revealed that […]
Tax returns are long done and dusted, and mow many people are looking to review their pensions and New Individual Savings Accounts (NISAs). A recent report in The Observer, with three vividly realised case studies, demonstrates the financial realties that the reforms will bring to individuals: realising the pension pot will mean a holiday, a […]
The AltFi newspaper and media website has set up the Liberum AltFi Returns Index (LARI), a peer-to-peer (P2P) benchmark of loan yields. LARI “is designed to measure the returns generated from marketplace lending,” reports AltFI. “Index values are time-weighted, published as aggregate annualised returns, measuring what an equal time-weighted exposure to every loan made would […]
It seems exciting, but is it safe? That’s the basis of the thinking that seems to inform many of the queries we receive from potential lenders and borrowers here at Money&Co. What we do is simple – we bring people and businesses together on our online platform. The people lend, the carefully vetted businesses borrow. […]