When it comes to Covid-related business loans – the emergency measures rushed into place in March 2020 and later – there’s been a lot of analysis gifted with the benefit of twenty-twenty hindsight. Amid the rather hostile criticism that predominates, good news is being reported. Our friends at Altfi convey the latest: Now, new research […]
Digital boutique banks, the kind of entity that one might argue Money&Co. is becoming, are all about agile management and the flexibility to adapt to market conditions. Today, we bring news of one of the leading digital banks, Starling, which is adapting its offering to deal with the much-heralded cost-of-living crisis. While Money&Co., with a […]
Lest we forget… Dear registered and potential lenders, a new loan offer from a familiar borrower, Harris & Co. in the litigation claim sector, is available on site. The loan is risk-rated A by our credit committee. It has a gross yield of eight per cent, for a fixed term of 12 months. The loan […]
Is this a token that finds its roots in a grounded community with a common ethnicity – or is it just a gimmick? Time will tell, and then you can decide… Our friends at Finextra bring us one of the more extraordinary tales in an extraordinary sector. Scotcoin, a Scottish cryptocurrency that has been around […]
Central banks and their governments are involved in a giant evasion tactic. The thinking is universal, and simple: to persuade investors that central bank-run digital coins, be they central bank digital currencies (CBDCs), or “stablecoins’, are really some sort fo substitute for genuine cryptos. They are not. What investors get is a form of digital […]
Today, some fact-based predictions. A remarkable credit crunch is coming the way of the UK. Unpleasantness will follow, and the fallout will have ramifications for companies that deal direct with borrowers and individual lenders. In sum, there’s a reputational risk ahead for those involved in the peer-to-peer (P2P) finance industry. Money&Co., of course, will remain […]
Times are certainly interesting in the world of alternative finance. Starling Bank, one of the UK’s leading digital banks, has already demonstrated impressive organic growth – and has recently announced aggressive expansion plans. Our friends at Finextra report Starling’s desire to acquire a lending platform: Starling Bank has set its sights on buying a lending […]
As regular visitors to this news site will know, Money&Co. is looking at all sorts of innovations and the expansion in the alternative-finance (and mainstream) areas. It’s certainly an area of great interest to us. Our friends at Altfi report on the latest in this fast-changing world: Just four months after submitting its banking licence application, LHV UK […]
This is a story that is running, and running fast. Extraordinary allegations made against Starling Bank – whose strategy and way of doing business seem admirable to many outside observers – is subject to strident criticism from a major figure in the financial world. That criticism is not going away. Starling Bank is taking pains […]
Many congratulations – in digital rose form – to Her Majesty on her Platinum Jubilee. As monarch, Head of the Commonwealth she has been confidante and mentor to an astonishing number of Prime Ministers, who as individuals, seem to get more and more astonishing. All this unremitting devotion to service has been achieved over 70 […]