Ahead of the arrival of new offerings, especially suited to the locked-down environment (think music rights and streaming), we thought we’d offer one of our regular refreshers on how to lend to our carefully vetted borrowing companies. It is not a one-stage process. Investors who buy a fund or make a cash deposit into a […]
Chancellor Rishi Sunak’s much-anticipated bounce-back loans scheme is open for applications as of yesterday. The SME Web has detail. Delivered exclusively by lenders accredited by the British Business Bank, the scheme, announced on April 27, specifically targets small and micro businesses in all sectors, providing loans from £2,000 up to 25 per cent of their […]
Virus or no virus, cryptocurrencies are still with us. Mind you, in this emerging asset class you really have to pick your crypto. Scams must be avoided. Crowdfundinsider has news on the OneCoin saga (fans of “The Missing Crypto Queen” podcast will not be surprised at this development). Judge Valerie Caproni has lifted the stay on a […]
More moves in an alternative finance sector that’s working hard to adapt itself to new working conditions. Industry body Innovate Finance has appointed Mike Carter to lead its recently-established 36H Group, which took over from the Peer-to-Peer Finance Association in January. Our friends at AltFi take up the story. Carter has been appointed to the role of Head of […]
These are turbulent times. We note with interest – and approval – the comments from some distinguished operatives in the equity markets. There’s a clamour in some quarter for a complete change of attitude on behalf of the regulatory authorities, who have already suspended a controversial rule more fitted to times of low volatility in […]
With more than £23 million facilitated, we thought it would be good to revisit the basics. How do you go about lending and getting those attractive returns (once you’ve acquainted yourself with the risks, of course)? In the absence of new loans today, check out our secondary market, if you’re looking to acquire loan assets […]
Today’s world and its multiple risks surely help us us understand there’s no such thing as a sure thing. But what savvy investors can do is mitigate risk. Spreading your investments is generally accepted as a good way of spreading risk. This brings to mind our managed portfolio service, available to lenders committing £100,000 or […]
More commentary for these disconcerting times. UKTech News carries a piece arguing that healthcare start-ups are set to blossom in the current environment. Our view is that the Covid crisis is making most investors more risk-averse. That said, profit is made by brave investors, who commit capital when the roar of cannon can (metaphorically) be […]
The British Business Bank announces that it has approved four new lenders for accreditation under the Coronavirus Business Interruption Loan Scheme (CBILS), which provides financial support to smaller businesses (SMEs) across the UK that are losing revenue and seeing their cashflow disrupted, as a result of the Covid-19 outbreak. Good news. However… the information coming […]
Amid the saturation coverage of the Covid-19 pandemic, lots of important stories are slipping through the cracks. One such is the impending launch of a state-backed crypto: China is trying to do what it stopped Facebook doing with the now aborted launch of its coin, Libero. This fusion of state and crypto could turn into […]