Funding Circle is the oldest and biggest player in the peer-to-peer (P2P) market. It recently announced its intention to float on the UK stock market and raise £300 million by selling shares in the company. Funding Circle has facilitated loans of more than £5 billion to over 50,000 small businesses. The initial public offering (IPO) […]
We have a big new tranche of property-backed loans that we’re keeping under wraps before launch on site. Ahead of their arrival – later this month – we offer a reminder of some of the key factors to consider in appraising a loan before investing. Bear in mind that while there is no profit without […]
Ahead of the arrival of what promises to be a glut of new issues on site, we offer a diversion. See our very own Nicola Horlick, Money&Co. founder, appearing on BBC’s Newsnight (from 31 minutes in). You can guess the topic. Meanwhile… Money&Co. Lenders’ 8 Per Cent Yield Our lenders have achieved average returns of […]
Followers of our peer-to-peer (P2P) lending sector of the alternative finance market may well know that the biggest P2P player, Funding Circle, has announced that it will list its shares on the London Stock Exchange’s main market. Cornerstone investment will come from Danish billionaire Anders Povlsen, who has pledged to buy at last 10 percent […]
Our latest, A-rated five-year loan, property-backed and with a fixed yield of 8 per cent, is 65 per cent filled as we write. Several new loans are expected on site shortly – so we thought it might be helpful for casual visitors to learn the simple process (set out below) of how to lend. Click […]
We’re pleased to report very healthy inflows of money from cash ISAs to our own offering. More substantial sums qualify for our managed portfolio service. Given that the average return achieved by our lender is over 8 per cent gross, the difference between the annual yield on £100,000 is substantial. Cash ISAs currently bring in […]
Welcome back to our lenders and readers after what we hope was an enjoyable Bank Holiday break. There’s been a chunky link-up on the equity side of the crowdfunding fence, involving our friends at Seedrs. No need for detail here, but we thought it a good moment to remind you of the differences between P2P […]
Today we bring slightly disconcerting news. Why is it that women are far less likely than men to invest in peer-to-peer loans? Our friends at P2P Finance News offer an article based on research from Latvian P2P platform Robo.cash. Given that Money&Co. was founded and is led by a woman, our very own Nicola Horlick, […]
The Daily Mail is doing a very good job of being an investor champion for cash savers and investors. Bravo. Here’s the latest from that newspaper: “A little forewarning, most of this isn’t going to make pleasant reading… The interest on savings is closely aligned with the Bank of England’s base rate. This rate hit […]
Risk In P2P Lending Ahead of a glut of new offerings on site, all with attractive yields, we thought it appropriate to remind readers, users and lenders of the risks of P2P lending. If you don’t understand the risks, you shouldn’t invest money. With that in mind, we look at the following statement: “Risk versus […]