We are proselytisers. Part of the remit of this platform is to explain the benefits and the risks of investing in peer-to-peer (P2P) business loans, and to broaden the understanding that P2P is a legitimate asset class. So we welcome this piece in the Investment Observer, which looks at P2P, with its attendant income benefits, […]
Competition is a good thing, especially in financial services. The latest competitor is Goldman Sachs, which has long made clear it intention to get into peer-to-peer (P2P) lending. A heavyweight like this can only be good for general acceptance and understanding of P2P assets as a mainstream, investable entity. Our friends at P2P Finance News […]
The take-up figures for the end of the last tax year are now in. HMRC has divulged that some 2,000 investors took out an Innovative Finance Individual Savings Account (IFISA) in 2016-17. In the context of the billions in Cash ISAs that might not seem a lot of money. But given the late arrival of […]
We are pleased to announce the launch of a new loan offering on site from an established borrower. The GH5 loan is a fixed-rate 8 per cent yield for a three-year term. Below we offer an extended excerpt from the borrower’s pitch (we have used our best endeavours but cannot warrant the truth of these […]
Crowdfunding is often little more than a new name for a familiar business model. For example, fractional business ownership, where the fractions of ownership are bought and sold is a very old form of investment, known as share ownership. It’s also, if you do the transaction by screen via a crowdfunding platform, known as equity […]
Money Observer reports on what it deems a slow start for the Innovative Finance Individual Savings Account (IFISAs, here termed Peer-to-peer ISAs). The article focuses on numbers – but the salient contextual point only comes deep into the body of the piece. Take-up for IFISAs was good – and would have been even better, had […]
The alternative finance sector still faces a fight to get its message out, and to be accepted as a “respectable” asset class – especially by the financial intermediaries who advise individual investors. Persuading Independent Financial Advisers (IFAs) is an important next step, it seems. Our friends at P2P Finance News report on a survey by […]
Our friends at P2P Finance News report the latest figures from Honeycomb Investment Trust (a quoted company that invests in other companies). This part of an accelerating trend that is bringing alternative finance – including peer-to-peer (P2P) business lending, a sub-sector of crowdfunding – to the centre stage of mainstream finance. “HONEYCOMB investment trust has […]
Our friends at Fund Strategy run an opinion piece on the future of the Innovative Finance Individual Savings Account. The article paints a bright picture, with which we thoroughly agree. Although the focus of the piece is on fund management and debt-based securities, the yawning gap in the market is afforded by cash deposits. See […]
As the world of alternative finance matures, its associated media coverage and the performance monitoring becomes more sophisticated. There are already a number of cmparison sites of varying degrees of efficiency and clarity looking at our sub-sector – peer-to-peer (P2P) business lending. Our friends at Crowdfundinsider bring us news of another entrant into the monitoring […]