A new survey from the Peer to Peer Finance Association (P2PFA) indicates that consumers “overwhelmingly” believe that peer-to-peer (P2P) lending should be separated from traditional cash or stocks and shares New Individual Savings Accounts (NISAs) – also commonly referred to as ISAs. Over 4,500 individual lenders were polled regarding their preferences. The data also revealed that […]
Tax returns are long done and dusted, and mow many people are looking to review their pensions and New Individual Savings Accounts (NISAs). A recent report in The Observer, with three vividly realised case studies, demonstrates the financial realties that the reforms will bring to individuals: realising the pension pot will mean a holiday, a […]
The AltFi newspaper and media website has set up the Liberum AltFi Returns Index (LARI), a peer-to-peer (P2P) benchmark of loan yields. LARI “is designed to measure the returns generated from marketplace lending,” reports AltFI. “Index values are time-weighted, published as aggregate annualised returns, measuring what an equal time-weighted exposure to every loan made would […]
It seems exciting, but is it safe? That’s the basis of the thinking that seems to inform many of the queries we receive from potential lenders and borrowers here at Money&Co. What we do is simple – we bring people and businesses together on our online platform. The people lend, the carefully vetted businesses borrow. […]
The recent Cambridge University and EY report, benchmarking alternative finance across Europe, has had us all at Money&Co. looking in greater detail at the crowdfunding scene abroad. We found some excellent commentary, and a witty graphic, from our friends across the Channel in France. This article [in French] makes several sound points. The most important, […]
The reverberations of the pan-European report on alternative finance, co-authored by Cambridge Judge Business School, part of Cambridge University, and EY, the global consulting and accountancy organisation, are only just being felt. The report has been well-received across Europe, with extensive press coverage in the FT, Bloomberg, Le Monde, Les Echos, FD and Der Spiegel […]
The fallout from the recent “Moving Mainstream”survey by Cambridge Judge Business School and EY continues. CityA.M., the leading financial media outlet, runs a series of articles on crowdfunding today. One is penned by Andy Baldwin, the global financial services chair at EY, who notes the strong crowdfunding growth in Europe, with the UK leading the […]
The FTSE100 share index has finally breached its previous all-time high of 15 years ago. But Nicola Horlick, CEO of Money&Co., wonders what all the fuss is about. In her latest blog, Nicola argues that the FTSE100 has failed to keep up with price inflation, which (depending on the measure you use) has risen over […]
Money&Co. and other peer-to-peer (P2P) crowdfunding platforms have long been lobbying the UK government for a separate, third category of tax-free savings plan for individuals. We have been arguing, along with others in our sub-sector of crowdfunding, that in addition to the existing cash and stocks-and-shares versions of the New Individual Savings Account (NISA), which […]
Today sees the publication of the promised report on the European market for online alternative finance. A number of media outlets carry news of the report, including the Financial Times (subscription required). The FT faithfully records the report’s findings that the market grew by 144 per cent last year to almost Euros 3 billion, and […]