Today, we explain how to get the benefit of the high yields available via cutting-edge technology investment – even if you don’t bother much with modern technology. In fact, even if you haven’t got so much as an email address. There’s much talk in the mainstream and digital media of the way financial technology (FinTech) […]
What is a good investment in today’s market? How do you judge the value of an asset? A high yield often means a high level of risk. The best investment is difficult to find and appraise. The crowdfunding market is young, and like many infants, quite unruly. But the problems are being addressed – and […]
What’s the average yield on a peer-to-peer (P2P) loan? How do you get a quick, fast P2P loan? What does P2P borrowing entail? All these questions – and many more – are answered on site in the Knowledge Hub at the foot of most pages (Click on “About P2P”, “About Crowdfunding”). For lenders looking to […]
A slew of new loans are due on site – with one just attaining the 100 per cent filled level – as we move into the main Individual Savings Account investing season. We thought we’d revisit blog by our CEO, Nicola Horlick, who opines on the benefits of making a loan and waking up your […]
As the Individual Savings Account (ISA) season gets into full swing, with some big new loans lining up to come on site, we thought we’d walk you through the process of investing via one of our Innovative Finance ISAs. There are three separate steps: First, you have to login or register; second, you have to […]
Today we revisit a truth and an injustice. Money&Co. has conducted research that reveals the average return on Cash ISAs. Bear in mind that the current rate of retail price inflation in the UK stands at 3 per cent. The average Cash ISA yield came out at 1.03 per cent. That’s a big disappointment for income-dependent […]
It’s Individual Savings Account (ISA) season – the time of year when many investors scramble to take advantage of very attractive tax breaks available in the UK, ahead of the close of the tax year on 5th April. As we say elsewhere on site, there are now three types of ISA – the Cash ISA, […]
Our friends at Orca Money look at the taxation of peer-to-peer (P2P) loans. Given that our own P2P lenders have averaged a gross yield of over 8 per cent in over three and a half years, taxation is something lenders should be aware of. Unless, that is, lenders hold their loans via an Individual Sacings […]
A new loan offering has landed on site. The aeronautical image is particularly apt, as the borrower describes itself as “a light aircraft engine overhaul and refurbishment business that specialises in Lycoming and Continental piston engines. We have a team of 20 staff including 13 highly skilled engineers, who carry out their refurbishments to the […]
As regular readers will be aware, we’re taking a serious look at cryptocurrencies. An increasing number of peer-to-peer (P2P) lenders are looking at initial coin offerings (ICOs) as a way of raising funds. Our view is that these offerings may be attractive – but in an deal world ICOs should be linked to a real […]