The savings market has remained stubbornly impervious to the recent rise in base rates, but there are signs that the banking credit market is proving slightly more sensitive. The loser in all this? You guessed it – the consumer. Here’s what we wrote in a recent blog about intractable savings rates in the immediate aftermath […]
There’s good news and bad news for the peer-to-peer (P2P) lending sector ahead of Christmas. The good news is that the publication of a major Cambridge Judge Business School survey of the sector (in which Money&Co. operates) is on time, and will occur ahead of the festive season. The bad news is that the Financial […]
This week saw the closing of a £250,000, five-year, B+ loan, with more offerings in the pipeline. The final day or so of the loan auction was instructive. The loan offer closed at a gross yield of 9.4 per cent – that’s slightly above the 9 per cent gross indicative yield suggested by our risk-analysis […]
With yesterday’s successful closing of a £250,000, five-year, B+ loan, we thought we’d focus on the managed portfolio service. More loans are coming online shortly, and that provides further opportunity for diversification and loan portfolio management. The managed portfolio service aims to generate gross income of 8 per cent (7 per cent net of charges) […]
As we write today’s News story, the latest, B+ rated five-year loan is drawing to a close. The price of the credit offered is falling, as registered lenders compete for a piece of the action. Several new loans are due on site shortly – so we thought it might be helpful for casual visitors to […]
The robots are coming, whether we like it or not. Or maybe that should read “where we’re aware of it or not”. The use of reams and reams of data, or “big data” and the rapid development of artificial intelligence is developing at a faster rate than many realise. We believe The Rise Of The […]
There’s a Christmas rush on just about everywhere – and the online business lending world is no exception. There are only three days to go on the latest, B+ rated loan offer. More loans are waiting in the wings. To learn more about lending, visit this page and watch the short informational video. Elsewhere in […]
As new loan offerings line up to come online, we find ourselves well past the £10 million mark of loans facilitated. As the Money&Co. loan book expands, it becomes easier to diversify, one of the best ways of mitigating risk. We have a service available for larger investors – those committing £100,000 or more – […]
We’re heading into what’s known as the “ISA season”. Most investors make their investment decisions – there’s a tax-free £20,000 in Individual Savings Accounts (ISAs – investment limit unchanged from yesterday’s Budget) to be invested. Many investors do just that between the beginning of a new year and the end of the tax year on […]
As we publish this article, the Chancellor is delivering his Budget speech. Our friends at P2P Finance News report some of the hopes and wishes of market place business lenders, such as Money&Co. We run an excerpt below. PEER-TO-PEER lenders have outlined some of their hopes for Wednesday’s Budget, including calls to improve small- and […]