Forbes may have some answers to this question. The this week the renowned US business media organisation reported on figures published by the UK’s Federation of Small Business (the FSB): “Around 60 per cent of loan applications by members the last three months were approved by lenders. That compared with just 45 per cent a […]
This week’s Treasury Select Committee Report on lending to small- and medium-sized enterprises (SMEs) has an undertone of frustration that the area is still dominated by traditional sources of finance. Money&Co. issued a short statement on the direction of SME financing, and our hopes and expectations regarding the benign disruption to be expected from peer-to-peer […]
We’re delighted to welcome a new borrower on the Money&Co. site. We can’t make any representations about the business – other than to say that it has passed our strict quality-control process, otherwise known as our in-depth credit analysis. So below we let Ultimate 99 Limited, which has been given a B rating with an […]
The recent drinks reception for lenders and investors (ie Money&Co. shareholders) at our Bruton Place offices was – even though you’d expect us to say as much – a resounding success. The Money&Co. team was delighted to greet twenty or so guests, who heard our CEO, Nicola Horlick, head of credit analysis, Toby Furnivall, and […]
Alt Fi columnist Mike Baliman treats our headline as a rhetorical question. Mr Baliman is pretty tough on peer-to-peer (P2P) lending platforms and regulators alike. His thesis is that regulators don’t know what to require of P2P crowdfunders, and most most crowdfunders don’t know what they should be doing, because, in essence, they don’t understand […]
We start the week with an exercise in comparison and contrast. This week end, the Financial Times’s Judith Evans and Adam Palin took a long. critical look over the fence at our cousins in equity crowdfunding. Equity crowdfunding typically involves very young companies, often start-ups, which offer an investment stake in exchange for capital from […]
Just how much do consumers understand about the things they commit their money to? A behavioural economics research paper recently published by the Financial Conduct Authority (FCA) investigates this and other important issues. “Consumers were asked to anticipate how the FTSE 100 would grow over time and then asked for their expectations for structured deposits […]
Our CEO opines on a very significant, but largely unheralded, achievement in the SME sector. The Mittelstand has long been held up as a gem sitting in the midst of the German economy. There are 44,000 mid-sized companies in Germany with the vast majority remaining in family ownership. Collectively they employ 9.2 million people. […]
Money&Co. CEO, Nicola Horlick, has written a tasty little article for accountants and consutants BDO’s just-published report on the food sector. We believe that alternative finance providers such as Money&Co. are destined to become – please forgive us – the big cheeses in the sector. Here is Nicola’s article: While quoted and larger corporates can raise […]
The pace of crowdfunding’s maturation increases day by day. The latest development comes from City A.M., which has formed an alliance with Crowdnetic, a US-based crowdfunding data supplier, to launch what it promises will be suite of UK crowd finance data. The early reIease features information on private UK-based companies publicly raising capital online through […]