Monthly Archives: July 2016

Fund Manager Recognition Helps P2P – Plus Loan Latest

What we do is simple. We bring individual lenders seeking good returns on capital together with carefully vetted small companies looking for funds to expand. It’s known as peer-to-peer (P2P) business lending, and it’s becoming more and more popular. The industry is young (for example, we’re reasonably well established and yet we’ve been trading for […]

FCA Review Of P2P Gets Industry Welcome – Plus Loan Latest

David Prosser, formerly of The Independent, blogs in Forbes on the Financial Current Authority’s (FCA) current review of peer-to-peer lending. David’s views are always worth listening to, and this article is no exception: “Does Britain’s booming crowdfunding industry really have a problem with investor protection? The unveiling by the Financial Conduct Authority (FCA) of a […]

Stress Testing SMEs Is Silver Lining For P2P Lenders

The economic consequences of Brexit are beginning to be felt. Money&Co.’s CEO, Nicola Horlick, has been taking soundings from economists and financial researchers. Her conclusion? “There is no doubt that the unexpected vote to leave in the referendum will cause economic weakness in the UK.” There is, however, a silver lining for lenders. Nicola believes […]

Brexit Will Trigger UK Recession

Richard Batley, an economist at Lombard Street Research, is now predicting that the UK will tip into recession in the second half of this year as a result of Brexit. He points out that the UK economy was looking fragile before the shock result, with business investment slowing in the second half of 2015 and […]

FCA Review – The Key Points As We See Them

The Financial Conduct Authority (FCA) produced a review of crowdfunding rules last Friday. Below, Jamie Telkman of our credit-analysis team summarises the relevant points from the FCA’s review. The FCA is soliciting the reaction of Money&Co. and other leading crowdfunding platforms to its review. We actively encourage our registered users and lenders to respond to […]

FCA Crowdfund Regulation Review – Industry Set For First Take

The recent review of crowdfunding regulation from the Financial Conduct Authority (FCA) was published on Friday, and seems to have landed on many media desks with a loud thump – followed by silence. We’ll be publishing our own reaction to this chunky document shortly. Meanwhile, we offer this clear first-take on the FCA report from […]

Sustainability In P2P Lending – Plus Loan Latest

Today, we run a guest piece from the crowdfunding intelligence platform, Another Crowd, on the future of crowdfunding platforms in our own peer-to-peer (P2P) business lending sector. What makes an alternative lending platform sustainable? Borrowers, lenders, liquidity and reputation all matter. Today we look at the suggestion that two survival strategies are to scale up […]

Alternative Finance Providers Face Brexit Challenge

Nick Stainthorpe of international law firm, Reed Smith LLP, blogs in AltFi on the challenges and opportunities for alternative finance provides after the Brexit vote. “The referendum has two key consequences for the alternative finance industry. The first is economic. Alternative lenders are not funded by deposits, central banks or short-term wholesale funding tools such as […]