Our friends at AltFi run a piece offering useful advice from Nutmeg, an online financial intermediary. Nutmeg talks its own book, which is fair enough, but does offer some useful advice for those thinking of using their £15,240 tax-free allowance in an Individual Savings Account (ISA) before the end of the year. Money&Co. has full […]
The alternative finance industry still retains its status as a well-kept secret. Some commentators in the mainstream media choose to describe peer-to-peer (P2P) lending in reductive and negative terms. Below, Money&Co. CEO, Nicola Horlick, writes about the strengths of P2P as an asset class – especially when the borrower is a carefully vetted small business […]
Our friends at AltFi showcase research from Nutmeg on “myths” that might dissuade investors from committing cash to a an Individual Savings Account (ISA). To get your tax-free allowance of £15240, investment must be made by the end of the tax year, 5th April. We shall shortly be posting on site offerings of property-backed peer-to-peer […]
We’re pleased to report strong interest in the new Innovative Finance Individual Savings Account (IFISA), following the award of full permissions by the financial services industry regulator, The Financial Conduct Authority. IFISAs typically contain peer-to-peer (P2P) loans of the kind offered on Money&Co.’s site. ~But these are early days for P2P crowdfunding. Our friends at […]
We’re pleased to report strong interest and healthy registration numbers following the launch of our Innovative Finance Individual Savings Account (IFISA). We’ll have news of property-backed loans and other offerings on site very soon. Meanwhile, the path to market is becoming better-trodden. Our friends at P2P Finance News report the opening of a new avenue […]
Between now and the start of the new tax year on 6th April, a lot of money will go into Individual Savings Accounts (ISAs) and the Innovative Finance ISAs (IFISAs) that are allowed to hold the peer-to-peer (P2P) business loans facilitated on Money&Co.’s crowdfunding platform. You can start the application process by clicking here. Below […]
It’s a very particular time of year. The tax year 2016/17 closes on 5th April, and many savers and investors leave it late to take advantage of their tax-free allowances. They probably shouldn’t, but they do – so we find ourselves now in the busiest time of what’s become known as Individual Savings Account (ISA) […]
We are delighted to announce the launch of Money&Co.’s Innovative Finance Individual Savings Account (IFISA). The IFISA was introduced on 6 April 2016, but there have been relatively few on the market, as the regulators have withheld the full permissions necessary to market and manage an IFISA. An IFISA is essentially a tax-wrapper that allows registered […]
Let’s hope we’re not heading for a financial car crash. But it’s always prudent to plan for one… As the Hungarians say, an optimist is merely a badly informed pessimist. So it’s with great interest that we note that our friends at P2P Finance News report research from 4thWay indicating that IFISA investors will do […]
Alternative finance, crowdfunding, and its peer-to-peer (P2P) sub-sector are slowly raising awareness of their existence, and – even more slowly – gaining acceptance from investors, and the investment community. An important step forward in this direction has just been made with the help of crowdfunding intelligence platform, Crowdsurfer. Transparency and easy availability of data is […]