Monthly Archives: August 2018

Cryptos, Blockchain And The Next AltFi Wave – Plus Loan Latest

There’s a lot of nonsense and hype surrounding cryptocurrencies and its underlying blockchain technology. But there’s also a sensible way ahead – probably involving asset-linked digital tokens using blockchain. These securities (they will be regulated as such) are the coming fashionable wave in alternative finance. We believe they may prove more durable than many cryptocurrencies. […]

Building A Better P2P World – Have Your Say And Help The FCA

The UK’s financial watchdog, the Financial Conduct Authority, has published a review of the crowdfunding industry and concluded that tighter regulation was needed for peer-to-peer (P2P) lending. Having read the latest materials, we heartily agree. The FCA states [it has] “observed the variety of loan-based crowdfunding business models, some of which have become increasingly complex. […]

Risks, Rewards Of Equity And P2P Compared – Plus 8% Yield Loan Latest

A recent story (see below) reinforces the worth of reminding readers again of the difference between equity and debt crowdfunding – the P2P loans that are offered on this site, for example. Here, Money&Co. CEO, Nicola Horlick, explains the pluses and minuses in a recent column in CityA.M. “The risks to individuals investing in startups are […]