Regular visitors to this News site will know that we regard the issue of digital currency as resolved. It is not just the future, but the present. It’s been possible to effect crypto transactions by ATM. The Japanese can pay themselves in cryptos, and the Swiss can buy train tickets from machines on the station […]
There’s a lot of money heading from mainstream finance towards the alternative finance sector. Perversely, one of the key reasons for that is the fact that the alternative sector is working hard to turn itself into something that looks like the mainstream – witness the popularity of banking licence applications, amongst other trends. Altfi reports […]
For our money, the best role of government and its regulators is in the background of the FinTech. They are not farmers, but conservators of a business-friendly environment. Our friends at Finextra report just such a story from Europe. The European Commission has launched the EU Digital Finance Platform, a website designed to build dialogue […]
The end of the 2021-22 tax year and the deadline for Individual Savings Plans on Tuesday leaves us with just one open loan auction. Mar-Key has a credit rating of A+, a yield of 7 per cent and a term of two years. It is currently 41 per cent filled. You can see more detail […]
The end of the 2021-22 tax year and the deadline for Individual Savings Plans leaves us with just two open loan auctions, both of which are nearing their funding targets. Mar-Key has a credit rating of A+, a yield of 7 per cent and a term of two years. It is currently 35 per cent […]
What’s in a name? One reasonable answer might be “a little comfort”. Take the UK government’s recent policy announcement on its attitude to crypto-assets. With many politicans and central bankers running scared of cryptocurrencies, the idea of a “stablecoin” – which would seek to maintain a link to another asset – is appealing. The idea […]
When dealing with government-led initiatives (Innovate Finance springs to mind) it’s easy to get the feeling that activity tends to trump strategy. Does the government know where it’s going? Not necessarily, but as long as it’s seen to be going somewhere… The latest news concerns Non-Fungible Tokens (NFTs), which are the subject of an anodyne […]
The march of the cryptocurrency world continues. Digital wealth manager Moneybox is best known for an app that encourages individuals to save in a broad spread of investments via their mobile phones. Our friends at Altfi bring news of an expansion of the offering to include cryptos: [Moneybox] has raised £35m from asset management giant Fidelity in […]
As the end of the tax year and the deadline for Individual Savings Plans loom, we can reveal we’ve just closed one auction, with three more currently still available on site. All these loans can be held, up to £20,000, as Innovative Finance Individual Savings Accounts (IFISAs). IFISAs are explained in more detail below. Here’s […]