Competition is a good thing, especially in financial services. The latest competitor is Goldman Sachs, which has long made clear it intention to get into peer-to-peer (P2P) lending. A heavyweight like this can only be good for general acceptance and understanding of P2P assets as a mainstream, investable entity. Our friends at P2P Finance News […]
The alternative finance sector still faces a fight to get its message out, and to be accepted as a “respectable” asset class – especially by the financial intermediaries who advise individual investors. Persuading Independent Financial Advisers (IFAs) is an important next step, it seems. Our friends at P2P Finance News report on a survey by […]
Our friends at P2P Finance News report that independent financial advisers (IFAs) s are “the most trusted source of external investment advice, but investors are still more likely to trust their own judgement, new research claims. “A survey by property finance firm Minerva Lending found that almost three quarters (72 per cent) of active investors […]
The countdown to our latest loan offering has begun. We are a matter of hours away as this article is written. Full details will be available on launch, which will be promoted through our Facebook and Twitter platforms. Meanwhile, Martin McTague of the Federation of Small Businesses talks to our friends at P2P Finance News […]
Good times lie ahead for financial technology and investors alike. As a young industry, crowdfunded peer-to-peer (P2P) business lending is in the foothills of public awareness and general acceptance. But all that is set to change, with the advent of the Innovative Finance Individual Savings Account (ISA). At Money&Co. we received full authorisation to offer […]
Peer-to-peer(P2P) business lending is expanding rapidly. This sub-sector of crowdfunding, the area we inhabit, is constantly morphing – competitors come and go, and the regulators (ultimately, the top UK watchdog, the Financial Conduct Authority [FCA]) take note and adjust regulatory requirements accordingly. Our friends at P2P Finance News report a new initiative to widen the […]
One way of investing in peer-to-peer (P2P) loans is to use an investment trust, run by a professional investment manager. There are a number of such investment trusts, vehicles quoted on the London Stock Exchange. Today, we offer some commentary on a report on figures published by one of them, and reported on by our […]
Getting everything done at the touch of a button sounds like a great idea. But what about privacy? Our friends at P2P Finance News report a fine-looking initiative from the UK government, which is definitely a friend of the financial-technology (FinTech) sector. But the Treasury’s attempts to create a better environment for FinTech sound a […]
To quote from Shakespeare’s Hamlet: “There is nothing either good or bad, but thinking makes it so.” While the rest of the world gets on with interpreting everything in the light of the good (or bad) consequences of Brexit (if it ever happens), we can report that the digital economy and its FinTech sub-sector, of […]
Our friends at P2P Finance News offer another report on the important difference Innovative Finance ISAs are making to peer-to-peer (P2P) lending. The developments relayed here certainly accord with our own experience at Money&Co., with a healthy flow of ISA transfers and new cash coming in in significant amounts. “INNOVATIVE Finance ISA (IFISA) investors are […]