Today, we start with an update from our credit-analysis department. A major new property-backed loan is going through the final processes of documentation and fact checking, and will be on offer next week at the very latest. The word is that it’s an innovative and exciting deal sited around the property-development sector, but its asset […]
Politics is a messy business – and it’s certainly not our business. We engage in the often exciting and rewarding business of bringing individuals look for a good return on cash together with carefully vetted small and medium-sized companies looking for funds to fuel growth. Nevertheless, the topic of Brexit is inescapable, as this political […]
The week begins with our latest loan offering experiencing strong demand, with more offerings in the pipeline. Peer-to-peer (P2P) financing is becoming better understood and more widely accepted by individual lenders looking to get a good return on capital and borrowing small companies alike. Our friends at P2P Finance News are helping to spread the […]
Strength and stability seem to be in short supply in today’s uncertain world. As we argued what now seems a long time ago, whether the hung Parliament sees the UK stay in Europe’s single market or not, peer-to-peer (P2P) lending is going nowhere. The business of putting together individuals seeking a good return on capital […]
Today, we report welcome news of the increasing maturity of the peer-to-peer (P2P) lending sub-sector of crowdfunding. Without reliable data, an asset class has nothing to recommend it. The mainstream agencies in financial services have been a little slow to embrace the new asset class of P2P lending. Essentially, Money&Co. facilitates loans, matching borrowers seeking […]
P2P Finance News reports on a “toxic combination” of rising inflation and low cash-deposit rates for savers. Recent statistics show retail price inflation shooting up to 2.3 per cent. That outstrips the returns available from cash deposits. According to Money Facts, the best instant-access deposit account pays just 1.1 per cent. To get a return […]
It’s time to “wake up and smell the coffee” for investors and savers, according to a report from our friends at P2P Finance News. A recent article (from which we run an extended excerpt below) reports on troubling times for income-dependent savers: “Savers are being urged to “wake up and smell the coffee” as inflation hit […]
Peer-to-peer lending (P2P) started out by individuals lending to one another, cutting the banks and traditional financial institutions out of the process. There’s still plenty of demand from individuals seeking to get cheap P2P credit to, for example, pay off their credit card debt and substitute that debt for a less expensive P2P loan. At […]
Peer-to-peer (P2P) returns can be excellent. For risk-aware lenders looking for good returns on capital by lending to carefully vetted small-business borrowers, P2P is well worth a close look. The average gross return on loans facilitated by this site is just under 9 per cent (that’s 8 net – taking off our 1 per cent charge). […]
Our young industry is flourishing, and growing strongly. But with rapid growth come teething troubles – as peer-to-peer (P2P) business lenders seek a stable regulatory and reporting environment. P2P needs steady regulatory direction and reliable data to be fully recognised as a trustworthy asset class. Our friends at FT Adviser report some concerns from […]