There’s good news and bad news for the peer-to-peer (P2P) lending sector ahead of Christmas. The good news is that the publication of a major Cambridge Judge Business School survey of the sector (in which Money&Co. operates) is on time, and will occur ahead of the festive season. The bad news is that the Financial […]
The robots are coming, whether we like it or not. Or maybe that should read “where we’re aware of it or not”. The use of reams and reams of data, or “big data” and the rapid development of artificial intelligence is developing at a faster rate than many realise. We believe The Rise Of The […]
Word from the risk-analysis team is that several new loan offers are due on site soon. Meanwhile, the current A-rated, three-year, 8 per cent fixed-rate offer is still available. The borrowing small businesses will be getting funding to grow, while the lenders will get good return on capital (subject to risks – remember to read […]
There’s a kind of Holy Trinity to be considered by anyone thinking of making an investment in a peer-to-peer (P2P) loan. Lenders on this site have achieved an average gross yield of 8,6 per cent. But the yield, while attractive, is just one factor to assess – access and security are the others (as we […]
Investor confidence in the peer-to-peer (P2P) crowdfunding sector is picking up again. There was concern in some quarters over P2P last year – much of it engendered by the difficulties of the largest player in the US P2P sector, Lending Club. There were good reasons for that – notably, the aggressive pricing of listed P2P […]
We focus once more on the excellent new guide to peer-to-peer (p2P) lending from Orca Money. This element outlines the benefits and the risks of this asset class. Visit the site to download a free copy. Benefits In a low-yield environment, P2P can offer stable, predictable, risk-adjusted returns. P2P investments offer average annual returns of […]
Our friends at Orca Money have produced a thorough and helpful – some might say “killer” (sorry) – guide to the peer-to-peer (P2P) lending sub-sector of crowdfunding. We like the work, and will be running some instalments over the coming days. Here’s a chunk. The guide is available for free for visitors who visit the […]
Small- and medium-sized companies are the lifeblood of the UK economy. Irrespective of what kind of Brexit we get, it remains the role of Money&Co. to bring individuals looking for good return on capital together with small business looking for capital to grow. It does look, though, that the uncertainty surrounding Brexit is not helping […]
Our latest auction is fast approaching nearing completion – with 93 per cent funding at the time of writing. As often happens when a loan auction nears the close, the pace of bidding increases, and the competition to grab a piece of the funding action means that the cheaper offers of credit will drive out […]
Managing money is undoubtedly a complicated business. Money management is a whole sub-sector of financial services dedicated to getting the best value for capital invested. All the while, the money managers have to use their best efforts to keep investors’ capital safe. The universal, financial truth asserts itself again: there is no profit without risk. […]