Funding Circle, the biggest player in the UK P2P sector, has announced more bad news, which has been badly received by the market. Its shares are 73 per cent off from the IPO price at the time of writing. The news has caused some to question the validity of the entire peer-to-peer (P2P) business model. […]
The latest loan offering to be approved by our credit committee has an A rating, a five-year term and a fixed-rate yield of 8 per cent. The loan is 29 per cent funded at the time of writing. TSM International is “a one-stop shop for online businesses and it operates across 240 different countries. It […]
The collapse of one of the better-known players in the peer-to-peer (P2P) lending sector should give everyone pause for thought. Below we post an extract from a sensible article by our friends at P2P Finance News. The writer finds three reasons for lenders to keep faith. We have an extra one of our own. The […]
Hello and welcome to the late-starting working week. Today, we’re sharing an opinion piece in FT Adviser. It’s replete with wisdom and common sense about the much misunderstood peer-to-peer (P2P) sector. Imagine an asset class where investor returns have been overwhelmingly positive every year since its inception and incredibly stable, hovering around the mid-single digits, […]
The figures aren’t in yet, but it’s possible that the traditional end-of-season rush for investing in Individual Savings Accounts may be a thing of the past. Or at least less of a stampede than it used to be. Why’s that? Because the option of investing in a peer-to-peer (P2P) loan with higher risk and a […]
Our colleagues in the peer-to-peer (P2P) sector of alternative finance, Zopa, have been at pains to point out that P2P loans are not the same as mini-bonds. This commentary has been taken up and recycled at P2P Finance News. Here’s an extract with which we agree – having pointed out the difference, and the higher […]
There has been much coverage of “mini-bonds” in the media recently. Many investors are rightly concerned and understandably confused by all the brouhaha over the catastrophic losses suffered by some mini-bond investors. At Money&Co. we do not offer mini-bonds, but it’s surely a good idea to explain what they are, if only for purposes of […]
Our friends at P2P Finance News report a lack of appetite for risk amongst baby boomers. Registered Money&Co. lenders have averaged a return of over 8 per cent since we began facilitating loans in 2014. The return is attractive – but, as we frequently stress, it’s very important to understand the risks that come with […]
Investing in peer-to-peer (P2P) loans has its attractions, especially for the income-hungry. It also has its risks – which are prominently displayed on this site, including the Home Page and the risk warnings run at the foot of almost every article. But investing in the P2P platforms that provide the loans is something that can […]
Hello and welcome to what we hope and expect will be a prosperous 2019 for our lenders and for Money&Co. Regular visitors to the site will have noticed that we have shifted the focus of our offering – which remains at its core the bringing together of small companies seeking funds to grow with individuals […]