Here’s some easy listening. We say “easy”, but it might be quite uncomfortable in some ways. Money&Co.’s CEO, Nicola was recently invited to appear on BBC Radio 4’s tenth-anniversary edition of The Bottom Line, in which host Evan Davis interviews luminaries of UK finance and industry. Click here to listen to the programme. As a […]
We are enthusiastic about equity funding – be it from private-equity firms, or from our cousins on the equity side of the crowdfunding fence. That’s partly because it’s not competitive with what we do. Buying a stake in a young or even a start-up company is a very different type of investment from lending to […]
“So what the heck is an Innovative Finance Individual Savings Account (IFISA)?” asks Oliver Smith in The Memo. He proceeds to answer his own question: “Essentially it’s a more tax-efficient way of investing your hard-earned cash with “alternative” investments. “Peer-to-peer lending, where anyone can put up cash for borrowers and receive interest on loans made, has […]
If crowdfunding were a hidden continent, it would be the cause of any number of wars. The problem is that our (admittedly, still quite young) industry keeps being “discovered” by journalists and commentators, who then delightedly stick their metaphysical flags in the sand and claim the territory as their own, in a kind of intellectual […]
Today, we celebrate two bits of good news from elsewhere in the crowdfunding world. Jeff Lynn is CEO of Seedrs, our cousins on the equity side of the fence, and a friend of Money&Co. (Jeff is pictured here speaking at a recent conference sponsored by Money&C.). He celebrates £100 million of equity raises in Crowdfundinsider. […]
Congratulations to Syndicate Room, and founder Goncalo de Vasconcelos. Our friends on the equity side of the crowdfunding fence have done a deal to expand their business to the United States. Syndicate Room does equity raises, and we at Money&Co. do loans. Equity crowdfunding sees money committed to a stake in a young company (i.e., […]
It’s a difficult balancing act for personal finance and investment journalists. On the one hand, they want to bring individual investors the latest in cutting-edge investment opportunities. On the other, they are quite rightly concerned about steering investors into a fad or novelty. The Guardian does a good job of treading that middle path. The […]
The UK’s alternative finance Industry had a very productive festive season, reports leading sector media outlet, AltFi. “December’s origination volume setting a new industry record with the Liberum AltFi Volume Index tracking £283.3m in financing originated. This just bettered the previous high of £279.1m, set in September 2015, and represented a 73% increase in volume on December […]
Our very own peer-to-peer (P2P) sector of crowdfunding attracted easily the most money in £2 billion-plus worth of venture capital for SME and start-up raises in 2015, reports Bloomberg. “Growing peer-to-peer lending and online money transfer services helped raise a record $3.6 billion in venture capital funding for the U.K.’s technology sector last year, according […]
Happy New Year. 2016 holds much promise for lenders and borrowers alike. Money&Co.’s lenders have enjoyed gross average returns of over 9 per cent. Our borrowers have benefited from more than £7 million of funding capital from the crowd. Long may it continue. But what can we expect? Our communications director offers his view in […]