Europe has had a solid year in terms of total FinTech funding, with UK at the forefront. The European FinTech sector secured $58.1 billion in capital last year. This is significantly greater than the $43.4 billion the industry acquired back in 2018 – according to a recent report from Big Four auditing firm KPMG. Our friends […]
We are approaching the time of year when tax planning is typically very popular. With this in mind, we thought we’d remind readers of our very popular service designed to limit Inheritance Tax (IHT) liability. IHT kicks in for estates of £325,000 or more. See more on our service below. What are the main benefits […]
Diversification is one of the best ways of limiting risk. Our popular managed portfolio service is an efficient way of doing just that. Here’s a brief reminder of its attractions. Clients of the Money&Co Portfolio Service have access to loans with a typical fixed return of 7%, without the need to manage a portfolio of […]
We bring news – the last for some time, unless there’s a new, catalysmic event – of more Brexit-induced doings in the market. Our friends at AltFi report: Following the announcement that N26 was leaving the UK, apparently due to regulatory issues relating to Brexit, digital banks saw a surge in transfers and customers from the German […]
We’ll move on from the theme of political uncertainty following Brexit, but the news is the news. Our friends at City A.M. report on events on the other side of the alternative-finance fence from platform lending in the equity crowdfunding sector: The UK’s largest crowdfunding platform struggled to achieve its targets under the weight of […]
Today we carry two reports of the potentially damaging impact of Brexit on the alternative-finance sector. In something of a volte-face the Berlin-based digital-only bank N26 says it will leave the UK and its 200,000 customers owing to the UK’s own decision to leave the European Union at the end of 2020, reports AltFi. Regardless of the reasoning, the move […]
The early mainstream institutional investors in the alternative-finance sector have not done well. The latest news in this vein is the winding-up of an investment trust. Our friends at AltFi report. Hadrian’s Wall Secured Investments Limited’s (HWSIL) board has opted for a wind-down after reporting a 0.4 per cent reduction in net asset value (NAV) […]
Spreading your investments is generally accepted as a goor way of spreading risk. Which brings to mind our managed portfolio service, available to lenders committing £100,000 or more. This portfolio has in-built diversification. Here’s a brief reminder of its attractions. Clients of the Money&Co Portfolio Service have access to loans with a typical fixed return […]
The platform lending sector, or peer-to-peer (P2P) lending sector, has had a tough year. There have been platform failures, and the toxicity of mini-bond failures (unrelated to P2P – but seen by some as linked) has generated much negative publicity. Against that background, Money&Co. has taken the decision not to facilitate loans without tangible security […]
Robo advice? Robo investing? That’s just the start for the financial sector, as FinTech moves to the fore, according to our friends at the Judge Business School. The Cambridge Centre for Alternative Finance (CCAF), at the University of Cambridge Judge Business School, has just published a new report on artificial intelligence (AI) and the future of financial […]