The recent drinks reception for lenders and investors (ie Money&Co. shareholders) at our Bruton Place offices was – even though you’d expect us to say as much – a resounding success. The Money&Co. team was delighted to greet twenty or so guests, who heard our CEO, Nicola Horlick, head of credit analysis, Toby Furnivall, and […]
Alt Fi columnist Mike Baliman treats our headline as a rhetorical question. Mr Baliman is pretty tough on peer-to-peer (P2P) lending platforms and regulators alike. His thesis is that regulators don’t know what to require of P2P crowdfunders, and most most crowdfunders don’t know what they should be doing, because, in essence, they don’t understand […]
We start the week with an exercise in comparison and contrast. This week end, the Financial Times’s Judith Evans and Adam Palin took a long. critical look over the fence at our cousins in equity crowdfunding. Equity crowdfunding typically involves very young companies, often start-ups, which offer an investment stake in exchange for capital from […]
Tax returns are long done and dusted, and mow many people are looking to review their pensions and New Individual Savings Accounts (NISAs). A recent report in The Observer, with three vividly realised case studies, demonstrates the financial realties that the reforms will bring to individuals: realising the pension pot will mean a holiday, a […]
The AltFi newspaper and media website has set up the Liberum AltFi Returns Index (LARI), a peer-to-peer (P2P) benchmark of loan yields. LARI “is designed to measure the returns generated from marketplace lending,” reports AltFI. “Index values are time-weighted, published as aggregate annualised returns, measuring what an equal time-weighted exposure to every loan made would […]
It seems exciting, but is it safe? That’s the basis of the thinking that seems to inform many of the queries we receive from potential lenders and borrowers here at Money&Co. What we do is simple – we bring people and businesses together on our online platform. The people lend, the carefully vetted businesses borrow. […]
The recent Cambridge University and EY report, benchmarking alternative finance across Europe, has had us all at Money&Co. looking in greater detail at the crowdfunding scene abroad. We found some excellent commentary, and a witty graphic, from our friends across the Channel in France. This article [in French] makes several sound points. The most important, […]
The FTSE100 share index has finally breached its previous all-time high of 15 years ago. But Nicola Horlick, CEO of Money&Co., wonders what all the fuss is about. In her latest blog, Nicola argues that the FTSE100 has failed to keep up with price inflation, which (depending on the measure you use) has risen over […]
There was much excitement yesterday when the UK stockmarket finally reached a new all-time high. The FTSE 100 share index closed at 6950, beating its previous high of 6930, which was achieved on 22nd December 1999. There are a number of points to make about this so-called landmark. The first is that if the FTSE […]
Money&Co. and other peer-to-peer (P2P) crowdfunding platforms have long been lobbying the UK government for a separate, third category of tax-free savings plan for individuals. We have been arguing, along with others in our sub-sector of crowdfunding, that in addition to the existing cash and stocks-and-shares versions of the New Individual Savings Account (NISA), which […]