A recent article in the Financial Times spurred our interest. It also reminded us that while we are part of the fast-growing alternative-finance sector known as crowdfunding, what we do at Money&Co. is very different from the equity-raise, property-backed, and other sub-sctors of crowdfunding. Crowdfunding is simply the process of raising money – “funds” – […]
Our friends at crowdfunding intelligence platform Nurture Money have been dipping a toe into the waters of social media – and come up with some interesting results. “Each week and month, the number of people talking about crowdfunding is growing exponentially. Mainly thanks to Kickstarter and Indiegogo projects across the globe, but also due to […]
“Banks have opened their eyes and are now starting to take notice of the AltFi industry according to accountancy firm Clement Keys,” reports the newly launched intelligence resource, thefundingcentre.com. “The recession caused a difficult lending environment and left lots of SMEs seeing their loan applications refused by banks and this new research has revealed that […]
“Peer-to-peer lending and crowdfunding – the process of investors and savers being introduced via the internet to people and companies who need finance – is the phenomenon of our time, the first really useful innovation in finance since the automatic cash machine,” writes Evening Standard columnist, Anthony Hilton. Hilton is (quite rightly) enthusiastic about P2P […]
Today is the opening of a window of opportunity for manufacturing – one of Money&Co.’s favourite sectors. We funded a £1 million “landmark” deal (the Financial Times’ phrase not ours) of Mecmesin, a medium-sized manufacturer, last year. In theory, the UK government-backed initiative from Innovate is competitive with the loan offerings on the Money&Co. site. […]
Names: that which we call a rose would smell as sweet, and all that has direct relevance to today’s fast-moving crowfunding market. “Here’s the conundrum. We know exactly what we do at Money&Co., but we can’t be quite so certain what we’re called,” writes our director of communications in the crowdfunding intelligence commentary vehicle, nurturemoney.com. “Yes, […]
The Mirror is scandalised by the low yield level of fixed-rate savings accounts (also known as “bonds’). The media outlet also sees a political motive behind the UK government’s decision to extend the deadline on the one bright spot in this market. “The Government has just announced it will extend the sale of the popular […]
Commentators are noting that the crowdfunding space is getting more and more crowded. A note from the independent intelligence platform, Economy Watch, monitors the excitement around marketplace lending, also known as peer-to-peer (P2P) business lending. “Peer-to-peer lending, the online platforms which allow you and I to lend directly to people and businesses who want to […]
With the rapid growth of the peer-to-peer (P2P) business lending industry, it is interesting to read the opinion of market journalists on the different sectors within P2P business lending that are developing. In a recent article in Forbes, David Prosser provides a balanced view on Money&Co.’s history and the niche that it inhabits in the P2P […]
Ahead of the imminent major new loan offering on the Money&Co. site, we bring you a view from academia – a well-written and informative excerpt of commentary from Open University personal finance lecturer, Jonquil Lowe. Ms Lowe hails the marketplace lending, or peer-to-peer (P2P) business lending sector as a beign, disruptive force I finance – and […]