It’s early days, but our friends at P2P Finance News have got wind of an exciting new development here at Money&Co. Here’s an extract from their recent news item. MONEY&CO is planning to offer a new investment product that will provide loans to songwriters and artists secured on their music rights. The music loans proposition, […]
P2P lenders could be in for further scrutiny from the Financial Conduct Authority (FCA) after the collapse of FundingSecure exposed client money failures, compliance experts have warned in a report by our friends at P2P Finance News. At Money&Co. we had a routine audit with the FCA a few months ago – and passed with […]
Growth comes at a price. There are two ways to build a platform lending business – a dash for growth, or a more conservative, organic build. At Money&Co., we have opted for the second approach, using a conservative risk-analysis model. As a consequence, we have facilitated a relatively low volume of loans at under $20 […]
The hokey-cokey reporting of SME lending continues. As we have reported earlier on this platform: “The signals on funding for small and medium-sized enterprises (SMEs) are mixed. Every few weeks research is released that purports to show SMEs are waking up to the funding available outside the traditional banking mainstream. Then along comes data that […]
Commentators on the peer-to-peer (P2P) sector are predicting an economic downturn which will throw up “winners and losers”. Here’s a snippet from a recent piece by our friends at P2P Finance News: “A weakening UK economy, impacted by Brexit uncertainty and global trade wars, has bolstered the likelihood of an imminent recession, leading to speculation […]
As regular readers will be aware, we write regularly on the difficulties experienced by institutional investors seeking to take advantage of the peer-to-peer (P2P) loan asset class. Here’s a recent piece describing the “malaise” of institutional investors committing capital by way of investment trust. We’re pleased to report, however, that the problems are not universal. […]
The peer-to-peer (P2P) lending sector is fast becoming a case study in doing it yourself. It may be the law of unintended consequences at work, but it seems that investors who commit capital directly (at least on this platform) have done a lot better than those delegating the investment task to a manger of a […]
The arrival of the peer-to-peer (P2P) sector as an accepted asset class is beset by two related problems: image and ignorance. P2P providers have offerings whose quality is decidedly variable when subjected to risk analysis. The yields typically look nice and shiny – but are the investments safe? The image problem occurs because some of […]
The chequered career of the listed vehicle route to investing in peer-to-peer (P2P) lending continues. This time, the news appears to be good. For the record, Money&Co.’s preferred route is more direct. We bring individuals looking for good returns on capital together with companies seeks funds to grow. Our track record, over more than £17 […]
Here’s a question for you. Is the Financial Conduct Authority (FCA) unintentionally offering us investment advice? Consider the proposed new limit on investor exposure to peer-to-peer (P2P) assets. This forms part of a new, sharper focus on the P2P sector, following a number of problems with unregulated investments (completely irrelevant, but linked in some minds) […]