Here’s a quick overall health check on the equity and peer-to-peer (P2P) lending sub-sectors of crowdfunding. A blog in Business Zone, from the co-founder of Off3r, a comparison site, reports good figures from the equity sector. Here’s an excerpt: “The latest equity crowdfunding statistics released by OFF3R last month revealed that the first half of 2017 was the strongest […]
As a new series of loan offers taxis up the launch runway, we look at the process of peer-to-peer (P2P) lending from a borrower’s perspective. The sector is expanding all the time, but many small companies still don’t know of the availability and efficiency of alternatively sourced funding. With thanks to our friends at Alternative Business Funding, […]
Our crowdfunding cousins and friends on the equity side of the fence at Angels Den have launched a new fund of hand-picked (but by definition high-risk) investment companies. We believe that a sensible investor could and probably should find room for different asset classes in a balanced portfolio. So an offering from a high-quality company […]
Today, we bring you three snippets of news and analysis. First is coverage from Pymnts.com, a site that has its own take on the story we reported here concerning the recent announcement of small-company funding by the British Business Bank in conjunction with peer-to-peer (P2P0 lenders such as Money&Co. The folks at Paymnts.com alight on […]
To quote from Shakespeare’s Hamlet: “There is nothing either good or bad, but thinking makes it so.” While the rest of the world gets on with interpreting everything in the light of the good (or bad) consequences of Brexit (if it ever happens), we can report that the digital economy and its FinTech sub-sector, of […]
Our friends at the crowdfunding intelligence platform, Orca, point out the pleasing progress made by the peer-to-peer (P2P) lending sector. “Over £10 billion has been cumulatively lent across 23 UK P2P platforms. In the first half of 2017 alone, over £2 bn was invested through P2P; a result of the diverse range of products available […]
Our friends at P2P Finance News offer a report of another welcome development, as peer-to-peer (P2P) lending becomes ever more widely accepted as an important and legitimate asset class. The Tax-Incentivised Savings Association (TISA) is seeking to have P2P accepted within the asset classes for self-invested personal pensions (SIPPs). We offer an extended excerpt […]
Today we continue our recent theme of awareness and trust in alternative finance and financial technology (aka, FinTech). HSBC, a mainstream bank,recently carried out a survey of over 12,000 consumers across 11 countries. P2P Finance News reports that “the global bank found that consumers are twice as likely to trust artificial intelligence to carry out heart surgery […]
Summer beckons. The seasons are changing. Here, we make a case against seasonal investing – we believe the time to invest (if you invest in a high-yield product) could well be now. In finance and savings, the seasons are changing too. The end of the last tax year in early April saw the usual rush […]
The pace of mergers and acquisitions between alternative finance providers “will increase as economies of scale are needed to create a viable business”, according to a report in Bridging & Commercial. “The comment follows a number of acquisitions between alternative finance providers. Since the start of the year, RateSetter, Close Brothers and 1pm have expanded their services by acquiring specialist […]