Tag Archives: P2P

Death Of Mainstream Banking? We Couldn’t Possibly Comment…

Mark Twain famously claimed that reports of his death were exaggerated. And we have to say that it is at least premature to suggest that the traditional banking model defunct? Nevertheless, The Market mogul asks whether “the main lending banks set for a headlong retreat from the SME banking market… “It is claimed that 74% of […]

Getting Through The Process Maze: Here’s How To ‘Do’ An ISA

Managing money does not come naturally to most people. It’s a finicky, often quite boring – and frequently mystifying – business. So we thought we’d try and answer a basic, very important question: How do you “do” an ISA (an Individual Savings Account)? The Money&Co. offering is an Innovative Finance ISA (IFISA) that can hold the […]

Disrupt? Collaborate? Just Keep The Crowd In Crowdfunding!

Today, we offer a view of the industry from our cousins across the Atlantic. Hedge-fund database, Hedgeco, runs a blog suggesting that Fintech is both disruptive and collaborative. “Instead of alternative finance trying to replace bank loans and venture capital, there is an emerging collaborative model where digital platforms are working alongside conventional investors. “Several […]

Clarity In Crowdfunding: Back To Basics

We welcome clarity. A simple idea, clearly expressed, is a beautiful thing. So we thought we’d revisit the basics, and clarify what it is that Money&Co. does. We bring people looking for a good return on their cash together with carefully vetted businesses seeking funds to grow. This is a sub-sector of what’s commonly termed […]

Early Investors Harvest More Income From IFISA Allowance

As the peer-to-peer (P2P) lending industry matures, so the quality of reporting and assessment improves. We thoroughly agree with the words below from Goji Insight – even if the site’s comparison base is very small (it does not include Money&Co., along with many others). Nevertheless, the point about the benefits of investing early is very well […]

Property-Backed Is First Of New IFISA-Friendly P2P Loan Stream

The starting bell for the new tax year has hardly sounded, and the comparison sites are getting to grips with the crowdfunders offering peer-to-peer (P2P) loans in Innovative Finance Individual Savings Accounts (Innovative Finance ISAs, or IFISAs). Some of the comparison sites have Money&Co. incorrectly described as offering only business loans. Well, we all make […]