Alternative finance, crowdfunding, and its peer-to-peer (P2P) sub-sector are slowly raising awareness of their existence, and – even more slowly – gaining acceptance from investors, and the investment community. An important step forward in this direction has just been made with the help of crowdfunding intelligence platform, Crowdsurfer. Transparency and easy availability of data is […]
Our friends at Crowdfundinsider report on the jump in asset-backed finance in the UK. Here’s an extended excerpt: “Alternative finance using asset-backed lending has hit a record high of £4.3 billion – up 22% versus year prior.Total asset-based finance hits £20.7 billion, another all-time high, as the Government Bank Referral Scheme kicks in. Nine of the […]
Our friends at Crowdfundinsider report on a blocked path to what, for many, is the Promised Land of being able to wrap crowdfunded loans into an Individual Savings Account (ISA). Or rather an IFISA, where the “IF” part stand for Innovative Finance”, as announced in 2015. In the peer-to-peer (P2P) business lending world we’re all […]
Our friends at Crowdfundinsider showcase an opinion piece on regulation by Italian lawyer, Alessandro Perro. The focus is on regulation. Mr Perro points out: “The European internal market exploded: more than E5.4 billion was collected through alternative finance in 2015, according to a University of Cambridge report, with about E7 billion forecasted by the end of […]
The European crowdfunding industry is set to gather in Paris shortly, report our friends at Crowdfundinsider. And there’s certainly plenty to discuss… “The 5th annual European Crowdfunding Network (ECN) convention is scheduled to take place in Paris this fall and ECN has set high expectations regarding the diverse range of topics to be covered, reports Crowdfundinsider. “Oliver […]
There are sign of continued growth in the alternative-finance market. Our friends at Crowdfundinisder report that equity platform Crowdcube’s raise of working capital for itself is being claimed as the biggest ever in the UK. “The company launched its highly anticipated campaign last month and within the first 24 hours, the platform raised over £6 million and is […]
Generalist platform Crowd2Fund has launched a robot-driven portfolio investment service, according to our friends at Crowdfundinsider. Crowd2Fund has “a new intelligent investment feature known as Smart-Invest, which will reportedly allow investors to automate their crowdlending investments. “The UK peer-to-peer lending platform stated: ‘The Smart-Invest feature is the culmination of research into Artificial Intelligence and consultation with leading […]
The recent review of crowdfunding regulation from the Financial Conduct Authority (FCA) was published on Friday, and seems to have landed on many media desks with a loud thump – followed by silence. We’ll be publishing our own reaction to this chunky document shortly. Meanwhile, we offer this clear first-take on the FCA report from […]
Today we bring you news from our colleagues on the equity side of the crowdfunding fence, a brief comparison between equity and debt financing (bringing small-company borrowers together with individual lenders so as to fund growth and provide good returns, known as peer-to-peer [P2P] business lending), and the latest on our current offering. Our friends […]
Crowdfundinsider offers its view, a little later than some, on the regulatory hurdles facing P2P providers seeking to launch IFISAs. “The forthcoming Innovative Finance ISA (IFISA) launches on April 6, 2016. This new savings vehicle is expected to drive value for both investors and peer to peer lenders alike. For investors, the benefit is a […]