The UK’s top financial watchdog, the Financial Conduct Authority (FCA), is quite rightly keeping a vigilant eye on new and fast-growing areas of finance. Above all, it is looking to safeguard the wellbeing of retail consumers of financial products 9roughly translated as investors and savers). It is also taking the simple and bold step of […]
Young industries have their teething problems. The alternative finance sector includes crowdfunding, and, within that, debt funding to small companies seeking funds to grow. The crowd – typically individuals seeking good returns on capital by lending to carefully vetted small businesses – can provide those funds. This activity has been called crowd lending by some, […]
Investor confidence in the peer-to-peer (P2P) crowdfunding sector is picking up again. There was concern in some quarters over P2P last year – much of it engendered by the difficulties of the largest player in the US P2P sector, Lending Club. There were good reasons for that – notably, the aggressive pricing of listed P2P […]
Income-dependent investors need to target yield like never before in recent years. Our friends at P2P Finance News report that “interest-starved savers have been hit with more bad news after inflation hit a five-year high.” This latest news piece is written on the back of retail-price inflation rising to three per cent, and it calls […]
Small- and medium-sized companies are the lifeblood of the UK economy. Irrespective of what kind of Brexit we get, it remains the role of Money&Co. to bring individuals looking for good return on capital together with small business looking for capital to grow. It does look, though, that the uncertainty surrounding Brexit is not helping […]
Peer-to-peer (P2P) business crowdfunders are the new kids on the financial-services block. The P2P sector is fast-growing, and is regarded by many as the future of finance. Our friends at P2P Finance News report a survey that indicates the challenges facing mainstream banking and financial survey. We agree, but also think that P2P cannot be […]
Peer-to-peer (P2P) loans are increasingly becoming accepted as an investable asset class for pension plans. Although P2P loans are higher risk than cash deposits at banks or building societies, and are not protected by the terms of the Financial Services Compensation Scheme (FSCS), carefully vetted loans have proved very attractive to an increasing number of […]
The European Commission has promised to “prioritise fintech” in its proposals to revamp its financial supervision strategy, according to a report from our friends at P2P Finance News. We run an excerpt from the article below, and leave it to you whether this is all too little, too late, in the light of forthcoming political […]
The story of mergers and acquisitions in the financial technology (FinTech) sector has, as they say, “legs”. Yesterday we brought you news of a survey predicting much corporate activity in FinTech, and today sees the finalisation of an important deal the market already knew about. It’s symptomatic of the fast-growing, rapidly changing and very exciting […]
Congratulations to our friends at P2P Finance News, which has just celebrated its first anniversary. A recent summary piece looks at the peer-to-peer (P2P) lending sector of crowdfunding – of which Money&Co. is part – and asks if P2P has gone mainstream. Our contention is that the moment has not yet come – but it […]