The capital-management crisis behind the war in Ukraine is largely unseen and unfollowed. Prevailing analysis starts with the idea that buying gas from Russia is a bad idea as the cash is used to fuel Putin’s war machine. The thinking pretty much stops there too. There’s little doubt that control of capital is a key […]
Regular readers will be aware of Money&Co.’s close relationship with the Cambridge Centre for Alternative Finance (CCAF), part of the University of Cambridge. Our friends at Crowdfundinsider report that CCAF has launched a new public-private collaboration involving banks, public agencies, and private organizations aiming to provide insight into the emerging digital asset ecosystem. The mission is to […]
The relentless march of digital currencies continues. We run an extended excerpt from our friends at Crowdfundinsider on the proposed launch of a pan-European central bank digital currency. As pointed out several times on this News site, and in our blogs, a CBDC is a digital token, not a cryptocurrency. That has ramifications for oversight, […]
Understanding risk is fundamental to the health of the alternative finance. Providers must make sure that not only is risk visible and highlighted, but – so far as possible – that investors are fully acquainted with the risk warnings that must come as part of the investment process. At Money&Co. we facilitate loan funding for […]
Cryptocurrencies are here, there and soon to be everywhere, as todays’ two news items demonstrate. The Fintech Times offers a crypto-scam update: A poll by European law firm Fieldfisher revealed over 93% of businesses are uncertain or have no idea what to do if they fall victim to cyber fraud. Lack of preparedness for responding to cyber […]
Today we bring you another snapshot, a small piece of a mosaic that, to our minds is building a picture of a revolution in what we all see and accept as money. The situation is evolving very rapidly from one where everyone knows someone who has a stake in cryptocurrency, to one where almost everyone […]
LendingClub, once known as the highest-profile peer-to-peer (P2P) lender in the United States, has a story to tell that speaks of the fortunes of many in the P2P sector. Lending Club started life as a P2P outfit, and famously floated in December 2014 at a valuation that many (including members of Money&Co.’s staff) thought rather […]
The march of the cryptocurrencies, monitored and reported regularly in this News section, is relentless. Our Friends at Finextra report the latest: Zodia Custody, a digital asset joint venture operation between Standard Chartered and Northern Trust, has received regulatory approval from the Financial Conduct Authority and is now providing commercial services to clients as a […]
There’s news of two departures for two different reasons in the cryptocurrency sector. One of the high-profile figures leaving is a co-founder of Dogecoin – founded as a joke and subsequently ramped high by Elon Musk (Why? Perhaps simplybecause, with his millions of social-media followers, he could…). The shock waves of the abrupt resignations are […]
Another side-effect of Covid-19? There’s no point in speculating as to the reasons, the facts themselves are interesting enough. UK small- and medium-sized enterprises (SMEs) are hungrier than ever for unsecured credit. Money&Co. has strict criteria for lending, and requires security before agreeing to facilitate a loan. Our friends at Crowdfundinsider report: The iwoca SME Expert Index […]