Phew! The results are more or less in… As the great American satirist PJ O’Rourke wrote (the title of his latest tome)… How The Hell Did This Happen? So it’s time, amid the political furore of what may be just the UK’s first UK General Election this year, to go back to basics. Business will continue. […]
Like all truly revolutionary ideas, it is simple. The notion of disruptive lending by bringing carefully vetted borrowers together with lenders seeking a good return on capital is peer-to-peer (P2P lending, a sub-sector of financial technology (FinTech). The sector, as a recent report by our friends at AltFi underlines, is beginning to mature. We run […]
Welcome back to our users and readers for the “summer term”, pre-election madness and all. In a world where very few (well, few politicians, at least) seem sure of their numbers, we offer some more reliable figures below: amount of loan facilitated, and average gross return achieved by Money&Co. lenders, for a start. On a […]
Business is brisk, and there are three loan offers on site at the moment. All three have been carefully vetted and have passed our risk-analysis process. Two offerings are rated A, and one is rated A+, the best risk grading. This last, from webuyanyhome.com, is property-backed. The yields on offer vary – but an indicative […]
There are some concerns over the property market in the UK. Of course, everything is a political football ahead of June’s General Election, but one commentator described the residential housing market as “broken”. That may be a vote-winning sound bite, but what about the investment aspects of lending? Our friends at Commercial & Bridging report […]
Our most recent loan offerings closed yesterday, and lenders will shortly be drawing interest as the settlement process progresses. The launch of several new loan offerings – some secured on property – is imminent. Ahead of their arrival on the Money&Co. site, we thought we’d offer another reminder of the basics of crowdfunding and the mental […]
Season’s greetings to all our lenders, borrowers and readers. Money&Co. will be back with more offerings, and more news of crowdfunding and alternative finance after the holidays. Loan Latest Our latest loan offering, from webuyanyhome.com, is A+ rated, and is property-backed – ie, it is secured against property. It is currently 55 per cent […]
What future for FinTech? We’re in a vibrant, peer-to-peer (P2P) business lending sub-sector of the industry, and our hopes are high. So we were encouraged by a report from Credit Strategy, which relayed comments from a recent FinTech conference. “Stefan Franzke, chief executive of Berlin Partner for business and technology, was complimentary about the importance […]
Fund management magazine, AlphaQ, runs a reprise of recently published research from KPMG and platform TWINO. The news paints a picture of a robust industry. “The report shows that the UK still leads the way in alternative finance, with four times higher volumes in aggregate than the rest of Continental Europe. Despite this, the key […]
Today, we revisit an old problem – and the new answers that the alternative-finance industry is offering, How should a small company seeking funds to expand go about it? By selling equity to investors? Or should it seek loans from lenders? More mature companies will typically take on debt rather than give away precious equity. […]