The clock ticks on towards Christmas. Our latest loan offer is pulling in bids, with more loans due on site soon. Larger lenders can take the hassle out of the investment process by using our manged portfolio service. It is suitable for larger investors. See below. Click here for more information. We will manage your […]
The London School of Business and Finance reports on an Institute of Directors survey that shows small-business confidence levels are high, but awareness of alternative sources of business funding is low. This report is an example of one arm of two recurring themes, the ying and yang of alternative finance (almost a double message). On […]
A new survey from the Cambridge Centre for Alternative Finance reveals a vital, fast-growing altfi industry. Indeed, the term “alternative” may soon be a misnomer, as the industry enters the mainstream. The news agency Reuters cites Bryan Zhang, a friend of Money&Co., and reports the findings in a news piece. We run an excerpt below. […]
We welcome a new loan offer on site today. Regular lenders will certainly be familiar with this offering. Below we run some excerpts from the borrower’s pitch. The usual disclaimers are as relevant as ever: while we’ve used our best efforts to ensure that the statements are true, we cannot warrant that this is so. […]
Tomorrow and tomorrow and tomorrow… the next loan is set creep in (and apologies for the petty pace)…you guessed it – tomorrow! We’ll divulge full detail and offer commentary then. In the interim, our friends at P2P Finance News report welcome regulatory developments in our space. We run a short excerpt from the article here. […]
The savings market has remained stubbornly impervious to the recent rise in base rates, but there are signs that the banking credit market is proving slightly more sensitive. The loser in all this? You guessed it – the consumer. Here’s what we wrote in a recent blog about intractable savings rates in the immediate aftermath […]
There’s good news and bad news for the peer-to-peer (P2P) lending sector ahead of Christmas. The good news is that the publication of a major Cambridge Judge Business School survey of the sector (in which Money&Co. operates) is on time, and will occur ahead of the festive season. The bad news is that the Financial […]
This week saw the closing of a £250,000, five-year, B+ loan, with more offerings in the pipeline. The final day or so of the loan auction was instructive. The loan offer closed at a gross yield of 9.4 per cent – that’s slightly above the 9 per cent gross indicative yield suggested by our risk-analysis […]
With yesterday’s successful closing of a £250,000, five-year, B+ loan, we thought we’d focus on the managed portfolio service. More loans are coming online shortly, and that provides further opportunity for diversification and loan portfolio management. The managed portfolio service aims to generate gross income of 8 per cent (7 per cent net of charges) […]
As we write today’s News story, the latest, B+ rated five-year loan is drawing to a close. The price of the credit offered is falling, as registered lenders compete for a piece of the action. Several new loans are due on site shortly – so we thought it might be helpful for casual visitors to […]