How will peer-to-peer (P2P) lenders fare when interest rates fluctuate? That question is frequently posed in the mainstream media, which is beginning to show increased awareness and understanding of the P2P lending sector – one of the fastest-expanding sub-sectors of alternative finance. The Bank of England’s lowering of base rates earlier this year has so […]
Today’s news stories focus on recent calls for change in the equity and our own peer-to-peer (P2P) crowdfunding sectors. Change is inevitable in a young industry. But is it good? Here are our modest, tentative proposals for equity and debt crowdfunding. The Peer-to-Peer Finance Association (P2PFA) has said it wants tighter regulation. Some believe the […]
Young industries, such as our own alternative financial sector, are exciting but subject to change. At Money&Co., we take the view that calls for reform are inevitable and often useful – no-one can get it all right first time. Below, we run an excerpt from Economia, which reports a call for reform of the equity […]
Repetition can be a rhetorical device of great effect. Mostly, it’s just dull – the sound of not very bright people agreeing with themselves (It is. It is. It is.). So hats off to Phil Geraghty of Crowdfunder, Darren Westlake of Crowdcube and Money&Co.’s CEO, Nicola Horlick, (see opiucture, above) who spoke at length and very […]
And so to Shoreditch. This ancient part of London, frequented by Shakespeare and his troupe, The King’s Men, in relatively recent times, played host to a conference on modern, cutting-edge finance. Crowdfest, mounted in association with the UK Crowdfunding Association, covered the full gamut of alternative finance, and continues tomorrow. You can register here. Money&Co. […]
Today, we offer a snippet of coverage from the crowdfunding intelligence platform, Another Crowd. “Peer-to-peer lenders will match investors looking for better rates to a wide range of SMEs seeking better service than their banks can offer. “There really is no reason for anybody to lend money to an SME for a lower return than […]
Change is afoot in the world of finance. So much so, that sooner or later alternative finance will have to redefine itself (the price of success is being tagged as boring old “mainstream”). Two recent reports of this trend are worthy of note. David Prosser, a friend of this platform and a noted commentator on alternative […]
The Daily FinTech offers some “take-aways” from the recent Lendit conference in London, which focused on alternative finance and crowdfunding. We offer an extended excerpt below, with the full article available here. THE INDUSTRY NEEDS LOTS OF EDUCATION AND UNDERSTANDING The P2PFA which was co-hosting the conference, was not the only one, to repeatedly address the […]
Crowdfundinsider carries news of Lord Turner’s apparent rethinking and clarification – to put it politely – of his remarks about P2P on BBC Radio 4’s Today programme earlier this year. “Lord Adair Turner: Direct Lending May Make the Financial System More Stable. “The above statement came from Lord Adair Turner in a speech delivered at […]
Regular visitors to this site will be aware of the ire aroused by the remarks of Lord Adair Turner on BBC Radio 4’s Today programme back in February. The former boss of City regulator, the Financial Services Authority (now superseded by the Financial Conduct Authority [FCA]) attracted sharp criticism from the alternative-finance sector, Money&Co. very much […]