Author Archives: Martin Baker

Pace Of FinTech Change Will Begin To Slow As Sector Matures

What a hectic year it’s been. The Covid-19 crisis, and its politicisation, have led to remarkable structural uncertainties playing havoc with the mainstream investment markets. Although quoted US equities have largely recovered from the Covid crash of this Spring, the UK markets are still no more than halfway to recouping their losses. In the shadow […]

Cryptos, Bitcoin and DeFi Revisited

There’s a lot of interest in cryptos again. Bitcoin’s vertiginous climb to the heady height of three years ago is a sign of this. But much of the interest comes from decentralised Finance ( buzz area if ever there was one). Crowdfundinsider runs a primer on DeFi and other hot topics in a revved-up crypto […]

Venture Capital Offers Bright Spot In Uncertain UK Future

The stop-start, hot-cold nature of the alternative finance industry in the time of Covid-19 is a continuing theme. Rather than bust, the latest news report from our friends at UK Tech News offers a snapshot of a booming venture-capital industry, at least in London. With the latest vaccine developments and the impact of Brexit (possibly, […]

Spreading Investment Across Asset Classes (And Within Them) Can Cut Risk

Home Truth time. Spreading investment across asset classes and within asset classes helps to reduce investment risk. At Money&Co. we have a bespoke portfolio service that does just that – for investors with £100,000 or more to commit to the loan offers on site.Here’s a reminder of what’s on offer. Diversification in your loan portfolio […]

Of Caution And Unicorns – Confusion In FinTech World

  Today’s news-gathering brings tidings of tales that vary from measured prudence to something from across the Pond that looks rather like irrational exuberance. P2P Finance News reports: The Financial Conduct Authority’s (FCA) new chief executive Nikhil Rathi has said that the regulator will be focusing on the risks involved with higher-return investments, as he […]

Our Re-Focused Lending Outlook Re-Visited

Our friends at P2P Finance News recently asked for an update on our progress. We’ve re-focused our lending efforts into key, niche, asset-backed areas. We are happy to run their short news report: Money&Co is looking to expand its lending into TV and film rights as well as other areas of legal finance such as divorce. […]

SME, FinTech Good News As Vaccine Hopes Soar

Today, as the world hopes for the arrival of a truly  effective Covid-19 vaccine, we bring two snippets of news. First, is more from the stop-go world of SME finance. UK Tech News reports: British Business Investments, a Sheffield-based investment management firm, recently announced a £30 million commitment to support UK small businesses through Funding […]