Category Archives: Blog

Nicola’s Blog

Savings Solution To £4.3bn Funding Gap Is ‘Under Our Noses’

Is the solution to SME liquidity problems really this obvious? We run a guest blog from the crowdfunding intelligence platform, Another Crowd, which suggests this may be so. Implementation or execution (aka persuasion) however, may be a lot more difficult…  Another Crowd Blog One of the biggest issues in alternative finance is how to improve […]

Brexit Would Be Bad For Businesses, Big And Small

Today I take a look at big-picture economics and politics, and ask how it all affects the small and medium-sized enterprises whose funding Money&Co. facilitates by means of peer-to-peer (P2P) business lending. One of the great economic successes for the UK over the last twenty years has been the revival of the British car industry. […]

IFISA Excitement Builds – But That’s Part Of Regulatory Problem

Excitement is growing about the imminent arrival of the Innovative Finance ISA (IFISA), which will technically be available from 6 April. Technically is the key word. The government was keen to introduce the IFISA in order to help provide much-needed access to finance for UK small and medium-sized companies (SMEs). However, almost unnoticed, a statutory […]

A Lender’s Perspective: P2P Is ‘Providing Capital To A Younger Me’

Here is the second instalment of a two-part blog from Steve Lawrence, a Money&Co. lender. Steve is an English architect and co-founder of a small London property company, which, post-credit crunch, is metamorphosing into a football data analytics and spatial development consultancy with clients including AFC Ajax, Amsterdam and Cruyff Football, Barcelona. Following his Twitter […]

Lending Geniuses? – A Consumer Perspective On Banks And Bankers

Today we’re delighted to publish the first part of a two-part blog from a Money&Co. lender. Steve Lawrence is an English architect and co-founder of a small London property company, which, post-credit crunch, is metamorphosing into a football data analytics and spatial development consultancy with clients including AFC Ajax, Amsterdam and Cruyff Football, Barcelona.  Following […]

Alternative Funding Is Simply Essential For SMEs And UK Growth

The Bank of England has published its Statistical Release for Money and Credit for December 2015. During the month, loans to non-financial businesses decreased by £3.7 billion compared to an average monthly decrease of £0.3 billion over the previous six month period. As a result of the sharp decline in December, the twelve-month growth rate […]

A Growing Crowd, Rate Rises, IPOs And Political Weather Forecasting

The following views are the personal opinions of Martin Baker, Money&Co’s head of communications and content. They do not necessarily represent the views of Money&Co.   This time last year I set out five developments I expected to see in peer-to-peer (P2P) lending within the crowdfunding sector. How much did I get right?   Explosive […]