Here is our Knowledge Hub, revisited. Money&Co.’s lenders achieved an average gross yield of just over 8.8. per cent in the first year of trading. That figure is now over 9.1 per cent. See our Knowledge hub, where we offer rough guide to the value of capital if it is rolled back into a loan […]
Vannessa Cowling, general counsel of equity platform VentureFounders, writes in TechCityNews on a subject close to our crowdfunding hearts – getting the simple things, like names, right. Ms Cowling (see excerpt, below) solicits industry views on standardising terminology. “In 2013, when crowdfunding was first gaining momentum in the market, in the consultation paper ‘The FCA’s […]
There’s only one news story this week, of course – Martians have invaded Earth. OK, we’re kidding. And if you hadn’t worked that one out, you’ve probably been living on Mars yourself these last few days. Here’s Money&Co. CEO Nicola Horlick’s blog reaction to the Brexit victory in the referendum: “There are no immediate implications […]
We are pleased to announce the launch of a new loan offering. The borrower soliciting funds is an independent financial planning and advisory firm based in Cardiff with, in its own words, “a core focus on wealth planning and family businesses. The company’s focus on customer service and long-term financial planning as opposed to one-off […]
Ahead of the imminent launch of a new, major loan offering from a financial-services firm (due today or tomorrow), we offer an excerpt of a news story that underscores the way crowdfunding and mainstream financial services are intertwined. With our thanks to CityA.M. (you can see the full story by clicking this link): “A new […]
Yesterday, we identified the size of the small and medium-sized enterprise (SME) funding gap, using World Economic Forum data, and Money&Co.’s own research. The figure is around £4.3 billion. A key question is how to improve the efficiency of SME lending – in practice, not just in theory. According to a forthcoming blog, the answer […]
Today, we look at an old problem from a new perspective. The problem is, in a sense, the reason we exist – the small-business (or small and medium-sized enterprise, aka SME) funding gap, This gap, also known as the Macmillan gap, following research conducted on this very issue in the 1930s, is the difference between funds […]
We facilitate loans, secured against the assets of the borrower, a small or medium-sized enterprise (SME). Property is not necessarily part of the asset mix against which we take a legal charge, but it can be. So developments in peer-to-peer (P2P) crowdfunding from the sub-sector that secures loans specifically and exclusively against real estate are […]
Hello and welcome to the weekly feature that reprises the most important stories and events in the alternative-finance world. Our director of content and communications briefs Money&Co.’s executive team every day on the most important stories in crowdfunding, small-business funding, and alternative finance. Below we offer his distillation of the most interesting “must-read” stories of the […]
Economia, a specialist journal for accountants and economists, reports on a new SME alternative funding survey, conducted by an accounting trade body and the government-sponsored British Business Bank. The upshot is that the money is basically on tap, but SMEs remain unaware: “ICAEW and the British Business Bank (BBB) have teamed up with more than […]