Regular visitors to this News site will be aware of our long-standing interest in central bank digital currencies (CBDCs). CBDCs are not cryptos, merely a digital value exchange system, with a central bank as its curator. Several governments are rushing to get their own CBDCs out, with Britain to the fore. Our friends at Finextra […]
The latest £180,000 loan offering, yielding seven per cent and risk-rated A, is now 17 per cent funded. The lender is seeking to fund claims for financial mis-selling. The term of the loan is 15 months. Below are some details from the borrower’s pitch – as ever, we’ve done due diligence but cannot warrant or […]
As our latest loan offering attracts bids from registered lenders the opportunity to review that bid process presents itself. Some of our lenders have been rather passive – they have parked cash in their accounts without allocating it to a loan. That capital only produces income for lenders when it is put to work in […]
The latest £180,000 loan offering, yielding seven per cent and risk-rated A, is now 15 per cent funded. The lender is seeking to fund claims for financial mis-selling. The term of the loan is 15 months. It’s already 11 per cent subscribed. Below are some details from the borrower’s pitch – as ever, we’ve done […]
A new £180,000 loan offering, yielding seven per cent and risk-rated A, has landed on site. The lender is seeking to fund claims for financial mis-selling. The term of the loan is 15 months. It’s already 11 per cent subscribed. Below are some details from the borrower’s pitch – as ever, we’ve done due diligence […]
The convergence between the “alternative” finance and the mainstream continues apace. This snippet of product news, brought to us by our friends at Finextra, is indicative of the general theme. Starling Bank has released a new feature that enables customers to make specific recurring bill payments from an alloted ‘Saving Space’, separate from their main […]
The phrase “political risk” takes on new significance in the context of cryptocurrencies, that fast-growing sector of the FinTech world. Today, for example, we cast an eye on news brought to us by our friends at Crowdfundinsider: the new crypto launch is interesting enough – but what are the remedies of something goes wrong in […]
A recent review of cash-in-hand with our registered lenders shows lots of capital parked in lenders’ accounts, but nit deployed in lending. So it’s important to remind lenders and visitors once more that lending to our carefully vetted borrowing companies is not a one-stage process. Investors who buy a fund or make a cash deposit […]
Open banking is one of the hot topics in the FinTech sector. We’ve run several pieces on the topic, and opine regularly on it to trade publications. Today sees our friends at The Fintech Times showcase some open banking research from Tenemos: Temenos has released a new white paper to discuss the evolution and future of […]
The latest loan offering, yielding seven per cent and risk-rated A has an expanded capacity of £350,000 because of popular demand, is closing at 17.00. The offer is already 83 per cent subscribed after three days. The lender is seeking to fund claims for financial mis-selling. The term of the loan is 15 months. Below […]