The end of the 2021-22 tax year and the deadline for Individual Savings Plans leaves us with just two open loan auctions, both of which are nearing their funding targets. Mar-Key has a credit rating of A+, a yield of 7 per cent and a term of two years. It is currently 35 per cent […]
What’s in a name? One reasonable answer might be “a little comfort”. Take the UK government’s recent policy announcement on its attitude to crypto-assets. With many politicans and central bankers running scared of cryptocurrencies, the idea of a “stablecoin” – which would seek to maintain a link to another asset – is appealing. The idea […]
When dealing with government-led initiatives (Innovate Finance springs to mind) it’s easy to get the feeling that activity tends to trump strategy. Does the government know where it’s going? Not necessarily, but as long as it’s seen to be going somewhere… The latest news concerns Non-Fungible Tokens (NFTs), which are the subject of an anodyne […]
The march of the cryptocurrency world continues. Digital wealth manager Moneybox is best known for an app that encourages individuals to save in a broad spread of investments via their mobile phones. Our friends at Altfi bring news of an expansion of the offering to include cryptos: [Moneybox] has raised £35m from asset management giant Fidelity in […]
As the end of the tax year and the deadline for Individual Savings Plans loom, we can reveal we’ve just closed one auction, with three more currently still available on site. All these loans can be held, up to £20,000, as Innovative Finance Individual Savings Accounts (IFISAs). IFISAs are explained in more detail below. Here’s […]
The end of the tax year is approaching, and we currently have four loan auctions on site. All these loans can be held, up to £20,000, as Innovative Finance Individual Savings Accounts (IFISAs). IFISAs are explained in more detail below. Here’s the latest from the auction room: Mar-Key has a credit rating of A+, a […]
Things in the UK FinTech sector are good, and getting better – according to recent research showcased by our friends at The Fintech Times. We run an excerpt below: Dealroom, the data provider on startups, growth companies and tech ecosystems, has analysed findings for the UK’s Digital Economy Council that suggest the UK’s digital economy is now […]
With higher interest rates a widely predicted factor in our financial future, Fintech banking products are set to proliferate in the retail savings area. We’ve reported recent developments – and on banking products they must not be confused with P2P loan offerings of the type furnished on this platform – and will continue to do […]
The capital-management crisis behind the war in Ukraine is largely unseen and unfollowed. Prevailing analysis starts with the idea that buying gas from Russia is a bad idea as the cash is used to fuel Putin’s war machine. The thinking pretty much stops there too. There’s little doubt that control of capital is a key […]
One thing guaranteed to drive financial watchdogs mad is unfair investment comparison. It’s simply wrong to compare high-yielding products with inherent risk to bank deposits, which are safer but typically have much lower returns. Nevertheless, some operators do it – knowing that they ought not to – very frequently. At Money&Co., we offer carefully vetted […]