All business look for a unique selling point. Many claim to have a USP, even if they don’t. But we really do have something that makes Money&Co. special – we think perhaps unique – in the P2P crowdfunding sector. Our management company also has fund-management authorisation from the Financial Conduct Authority. This means our lenders […]
Is the Cash ISA dead, as our friends at The Daily Express report? Nicola Horlick, CEO of Money&Co. believes that the coming ISA season will revolutionise the savings market, and that cash deposits offer very poor value (at 1 per cent and a little more, if you’re lucky – with inflation at 3 per cent). […]
Many commentators argue that one of the benefits of investing in debt raised by private companies is the lack of correlation between the performance of a loan and the oscillations of the stockmarkets. Whether or not shares are currently overpriced, our portfolio has certainly performed well – with no loan defaults in over three and […]
Banking is a tricky and complicated business involving lots of paper and bureaucracy. Banks might try to pretend otherwise, but we all know this is so. So it’s a relief that there’s no chance of the registered lenders on this platform turning into bankers by default. Money&Co. brings lenders seeking good return on capital together […]
Regular lenders will be familiar with the new offering on site. GH9 is the latest tranche from a financial-services borrower. The loan is rated A, with a fixed interest rate of 8 per cent, and a term of three years. Below is an excerpt of the borrower’s representations. As ever, we have done due diligence […]
We are heading into the ISA season. Comment platform Your Money reprises the situation, as investors and savers look to commit cash ahead of the end of the tax year in April. There are currently six different types of ISA available, falling broadly within the cash or investment arena. The most suitable will vary, depending […]
The latest loan offering on site is an A-rated, five-year loan at a fixed rate of 9 per cent gross, secured against property. This is the second tranche of credit sought by a borrower that proved very popular with lenders. We offer an extract of the borrower’s outline offering. As ever, we have used our […]
The new week will bring a new podcast, on the subject of cryptocurrencies, including and led by Bitcoin. There will also be two new loans on site. Meanwhile, here’s a handy overview of the alternative lending ecosystem (see infographic, above), courtesy of our friends at Orca. Money&Co. Podcast: We asked David Buik of London investment […]
There’s a lot to say about the volatile cryptocurrency market. Our friends at Orca Money, a P2P commentator and analyst, share our curiosity. They profess themselves “fascinated by the dramatic rise of cryptocurrencies in the past year. It’s taken Nutmeg, the UK’s leading robo-adviser 5 years and substantial marketing spend to reach 50,000 users. At […]
Cryptocurrencies, with Bitcoin to the fore, are inescapable these days. As we reported yesterday, many of our colleagues in the peer-to-peer (P2P) alternative lending market are beginning to offer credit using their own tokens via an initial coin offering (ICO). We think it’s an interesting idea, but we do have some concerns. The markets in […]