Monthly Archives: February 2016

A Lender’s Perspective: P2P Is ‘Providing Capital To A Younger Me’

Here is the second instalment of a two-part blog from Steve Lawrence, a Money&Co. lender. Steve is an English architect and co-founder of a small London property company, which, post-credit crunch, is metamorphosing into a football data analytics and spatial development consultancy with clients including AFC Ajax, Amsterdam and Cruyff Football, Barcelona. Following his Twitter […]

Consumer, Business And Property Drive P2P Crowdfunding Growth

Our friends at leading media outlet, AltFi, look at the sustained growth in the peer-to-peer (P2P) sub-sector of crowdfunding. They break P2P down into consumer, business and property-backed streams. They are all showing healthy growth – but P2P business lending (which is what we do at Money&Co.) and property-backed lending lead the way in a […]

Lending Geniuses? – A Consumer Perspective On Banks And Bankers

Today we’re delighted to publish the first part of a two-part blog from a Money&Co. lender. Steve Lawrence is an English architect and co-founder of a small London property company, which, post-credit crunch, is metamorphosing into a football data analytics and spatial development consultancy with clients including AFC Ajax, Amsterdam and Cruyff Football, Barcelona.  Following […]

Lord Turner Attacked For ‘Ill-Informed’ P2P Crowdfunding Comments

Lord Turner’s remarks about the credit-analysis process in peer-to-peer (P2P) lending – which is what we do – on BBC Radio yesterday are getting plenty of feedback. Very little of it is positive. The excerpt below is from an article by Emma Dunkley in the Financial Times: “P2P industry hits back at Lord Turner’s warning […]

For P2P, Profit’s A Must – For Equity (1 SME In 12), Less So…

Profit is very important in today’s world. It’s especially important to the way we do business. We bring individuals looking for an excellent return on their capital together with businesses seeking funding for growth. It’s called peer-to-peer (P2P) business lending, a sub-sector of crowdfunding. The businesses we allow to pitch for funding on our platform […]

SME Funding – The Search For Transparency

Growth Street, a company that provides revolving credit facilities to Small and Medium-sized Enterprises (SMEs), is lobbying the UK government for more clarity in the reporting of bank overdraft rates, reports SME Insider: “The campaign – APR4SMEs – has been set up by London-based Growth Street, to raise awareness of the issues faced by small […]

Crowdfunding: Equity Much Riskier Than P2P

The Financial Times offers food for thought today. It reports on a large failure, following an equity raise on Crowdcube. “A claims management group that targeted investors who had been mis-sold financial products has gone into administration, in the biggest failure to date of a UK crowdfunded company. “Rebus Group raised £816,790 via crowdfunding platform Crowdcube last […]