Monthly Archives: October 2016

AltFi Is Becoming Mainstream: Latest Moves

Change is afoot in the world of finance. So much so, that sooner or later alternative finance will have to redefine itself (the price of success is being tagged as boring old “mainstream”). Two recent reports of this trend are worthy of note. David Prosser, a friend of this platform and a noted commentator on alternative […]

Conference ‘Take-Aways’: P2P, Love, And Understanding

The Daily FinTech offers some “take-aways” from the recent Lendit conference in London, which focused on alternative finance and crowdfunding. We offer an extended excerpt below, with the full article available here. THE INDUSTRY NEEDS LOTS OF EDUCATION AND UNDERSTANDING   The P2PFA which was co-hosting the conference, was not the only one, to repeatedly address the […]

Turner’s P2P U-Turn: Why Is ‘Sorry’ The Hardest Word?

Crowdfundinsider carries news of Lord Turner’s apparent rethinking and clarification – to put it politely – of his remarks about P2P on BBC Radio 4’s Today programme earlier this year. “Lord Adair Turner: Direct Lending May Make the Financial System More Stable. “The above statement came from Lord Adair Turner in a speech delivered at […]

P2P: Turner Is For Turning, If Not Apologising…

Regular visitors to this site will be aware of the ire aroused by the remarks of Lord Adair Turner on BBC Radio 4’s Today programme back in February. The former boss of City regulator, the Financial Services Authority (now superseded by the Financial Conduct Authority [FCA]) attracted sharp criticism from the alternative-finance sector, Money&Co. very much […]

P2P Lenders Seek Tougher Regulation – And No Backlash

Peer-to-peer lenders have said there is an “urgent” need for tougher regulation of their own sector to ensure that consumers understand the risks they are exposed to, according to a recent report in The Financial Times. The reported intention is to avoid “a future backlash if investments fail to perform.” At Money&Co., we welcome this […]

P2PFA Research Shows Positive Economic Impact of Lending

Our friends at Crowdfundinsider report on a recently published study, commissioned by the UK Peer to Peer Finance Association (P2PFA). The research looks at the economics of the peer-to-peer (P2P) lending market in the UK.   “The independent assessment, provided by the economic consulting firm of Oxera, analysed the risks, costs and benefits of peer-to-peer lending and […]

Taking P2P’s Rough With The Crowdfunding Smooth

As alternative finance engages with the public, the rough inevitably mixes with the smooth. See this report from Blue and Green Tomorrow: “Following the release of complaints figures from the FCA, Hannah Maundrell, Editor in Chief at has responded with these statements: “Whilst it’s great to see the overall number of FCA complaints coming down, it is […]

Before The Flood: Get To Know Risks And Rewards Of P2P

There’s much talk of alternative finance entering the mainstream. But what does that really mean? It’s difficult to provide a comprehensive answer, but acceptance and understanding of what altfi provides is certainly a big part of it. As far as Money&Co. is concerned, we have to spread the word about peer-to-peer (P2P) lending to small businesses (matching […]

P2P: A Tale Of Two Consolidations

Today, we bring you news of consolidation in the peer-to-peer (P2P) lending market. Our tale manifests this in two different ways, on either side of the Atlantic. In the UK, figures from the P2PFA, a trade body representing the larger P2P platforms, show a minor contraction in the rate of lending growth: “The UK marketplace lending sector […]