Monthly Archives: June 2017

Strong, Stable SME Funding ‘Acquires New Shine’ Amid Brexit Uncertainty

Strength and stability seem to be in short supply in today’s uncertain world. As we argued what now seems a long time ago, whether the hung Parliament sees the UK stay in Europe’s single market or not, peer-to-peer (P2P) lending is going nowhere. The business of putting together individuals seeking a good return on capital […]

P2P Loans Knocking On Personal Pension Plan Door

Our friends at P2P Finance News offer a report of another welcome development, as peer-to-peer (P2P) lending becomes ever more widely accepted as an important and legitimate asset class. The Tax-Incentivised Savings Association (TISA) is seeking to have P2P accepted within the asset classes for self-invested personal pensions (SIPPs).   We offer an extended excerpt […]

After General Election Storm, The Calm – P2P Crowdfunding Is Going Nowhere

Phew! The results are more or less in… As the great American satirist PJ O’Rourke wrote (the title of his latest tome)…  How The Hell Did This Happen? So it’s time, amid the political furore of what may be just the UK’s first UK General Election this year, to go back to basics. Business will continue. […]

Why A Hung Parliament Doesn’t Necessarily Mean We’ll All ‘Go Hang’

We’ve consistently argued that staying in the single market is the best outcome for the businesses – and the lenders – we are here to serve. That’s simply an observation based on what we see as the best conditions in which small and medium-sized businesses, the lifeblood of the UK economy, can operate. As we write, […]

Mainstream Credit Raters Tune In To AltFi Message – Plus Loan Latest

Today, we report welcome news of the increasing maturity of the peer-to-peer (P2P) lending sub-sector of crowdfunding. Without reliable data, an asset class has nothing to recommend it. The mainstream agencies in financial services have been a little slow to embrace the new asset class of P2P lending. Essentially, Money&Co. facilitates loans, matching borrowers seeking […]

American Crowdfunding Powers On – Plus Loan Latest

Today, we take a look across the Atlantic at our American cousins. Money&Co. has close links with the staff of the University of Cambridge’s Centre for Alternative Finance, part of the university’s Judge Business School. The Centre has just published its latest research report on the state of alternative finance in the Americas, approximately one […]

P2P Grows, While SMEs Neglected By Mainstream – Plus New Loan News

The peer-to-peer (P2P) lending sector is still growing steadily, after several years of very rapid expansion. Perhaps part of the reason for this is the fact that small and medium-sized businesses seem to be rather poorly served by mainstream financial services (see several pieces – “older stories” – written over the past three years in […]

AltFi Capital Deployment Is ‘Fairer, More Efficient And Impactful’ – Plus Loan News

Cambridge-based Crowdsurfer analyses data in the alternative finance and financial technology (FinTech) sector. Its remit includes equity, bonds, SME debt, P2P and more, as it maps global trends and patterns in alternative finance. According to a recent Crowdsurfer announcement, “the P2P sector is one that continues to mature at speed, and its growth will be […]