One of our property-backed loans of £425,000, with a fixed 8 per cent yield, has just closed. But what if you don’t want to do all that bidding and the attendant process yourself? Many lenders find the business investing quite complicated. We thought it timely to remind investors with a larger amount of investable cash […]
It’s no secret that we’ve been lining up new loan offerings, and that these attractive, property-backed creatures will be landing imminently on site. It’s at such times that a moment of quiet reflection and reappraisal is essential. We believe at Money&Co. that the key factors of asset appraisal for any investor’s consideration are security, access […]
We have a big new tranche of property-backed loans that we’re keeping under wraps before launch on site. Ahead of their arrival – later this month – we offer a reminder of some of the key factors to consider in appraising a loan before investing. Bear in mind that while there is no profit without […]
Ahead of the arrival of what promises to be a glut of new issues on site, we offer a diversion. See our very own Nicola Horlick, Money&Co. founder, appearing on BBC’s Newsnight (from 31 minutes in). You can guess the topic. Meanwhile… Money&Co. Lenders’ 8 Per Cent Yield Our lenders have achieved average returns of […]
Followers of our peer-to-peer (P2P) lending sector of the alternative finance market may well know that the biggest P2P player, Funding Circle, has announced that it will list its shares on the London Stock Exchange’s main market. Cornerstone investment will come from Danish billionaire Anders Povlsen, who has pledged to buy at last 10 percent […]
Our latest, A-rated five-year loan, property-backed and with a fixed yield of 8 per cent, is 65 per cent filled as we write. Several new loans are expected on site shortly – so we thought it might be helpful for casual visitors to learn the simple process (set out below) of how to lend. Click […]
The Daily Mail is doing a very good job of being an investor champion for cash savers and investors. Bravo. Here’s the latest from that newspaper: “A little forewarning, most of this isn’t going to make pleasant reading… The interest on savings is closely aligned with the Bank of England’s base rate. This rate hit […]
Risk In P2P Lending Ahead of a glut of new offerings on site, all with attractive yields, we thought it appropriate to remind readers, users and lenders of the risks of P2P lending. If you don’t understand the risks, you shouldn’t invest money. With that in mind, we look at the following statement: “Risk versus […]
We have a new loan offering available on site with more in the pipeline. The current offer is detailed below: Project Seascape, tranche 7, is a £150,000 offering. It is already 30 per cent funded, risk-rated A, and secured against German property. It offers a fixed-interest yield of 8 per cent over a five-year term. […]
Where is peer-to-peer (P2P) lending in the wider world of alternative finance and FinTech? Our friends at Orca Money look at P2P versus balance sheet lending. Worth a look, we think. See also our own Knowledge Hub, with useful background information embedded at the foot of most pages on site. “What is the first thing […]