What’s the best way to invest in property? With exorbitant prices across the UK making an outright purchase all but impossible for many first-time buyers, “alternative” channels are increasingly finding favour. Letting Agent Today claims that property crowdfunding is “the investment of choice” for millennials. “Shojin Property Partners claims to have seen a 20 per […]
What’s alternative as opposed to mainstream? Peer-to-peer (P2P) loan yielding 9 and 8 per cent (our current offerings) are certainly an alternative – providing you understand the relative risks involved – compared to cash deposit accounts. Our recent research shows the average cash return for ISA-linked accounts is just 1.03 per cent. Bear in mind, […]
The midnight hour is upon us! To get a tax-free target ISA yield of over 7 per cent, the time for investors to act is now, or lose £20,000-worth of extremely valuable investment benefit. See the article below, from the Daily Express. Savers are running out of time to add to their tax-free accounts, known […]
As the Individual Savings Account (ISA) season gets into full swing, with some big new loans lining up to come on site, we thought we’d walk you through the process of investing via one of our Innovative Finance ISAs. There are three separate steps: First, you have to login or register; second, you have to […]
It’s Individual Savings Account (ISA) season – the time of year when many investors scramble to take advantage of very attractive tax breaks available in the UK, ahead of the close of the tax year on 5th April. As we say elsewhere on site, there are now three types of ISA – the Cash ISA, […]
Our friends at Orca Money offer analysis of peer-to-peer (P2P) lending as part of a balanced portfolio. We run an excerpt of their article, with the full text available here. Asset classes have their own varying characteristics, such as level of risk and potential returns in different market conditions. Peer to peer lending is no […]
Regular lenders will be familiar with the new offering on site. GH9 is the latest tranche from a financial-services borrower. The loan is rated A, with a fixed interest rate of 8 per cent, and a term of three years. Below is an excerpt of the borrower’s representations. As ever, we have done due diligence […]
We’re heading into what’s known as the “ISA season”. Most investors make their investment decisions – there’s a tax-free £20,000 in Individual Savings Accounts (ISAs – investment limit unchanged from yesterday’s Budget) to be invested. Many investors do just that between the beginning of a new year and the end of the tax year on […]
Alternative finance – with peer-to-peer (P2P) loans at the forefront – is moving to the mainstream. This process will be accelerated as the Individual Savings Account season (this means, more or less, the last the months of the tax year, ending on 5th April). In this interview with our communications director, Nicola Horlick, CEO of […]
Managing money is undoubtedly a complicated business. Money management is a whole sub-sector of financial services dedicated to getting the best value for capital invested. All the while, the money managers have to use their best efforts to keep investors’ capital safe. The universal, financial truth asserts itself again: there is no profit without risk. […]