Ernst & Young has just published its 2018 survey of young UK companies – over 59 per cent being under five years old. E&Y says that the companies surveyed “have significant ambition”. But funding remains a problem The Fast Growth Tracker report says that 51 per cent of entrepreneurs say their biggest blocker to expansion […]
Where is peer-to-peer (P2P) lending in the wider world of alternative finance and FinTech? Our friends at Orca Money look at P2P versus balance sheet lending. Worth a look, we think. See also our own Knowledge Hub, with useful background information embedded at the foot of most pages on site. “What is the first thing […]
We’re delighted to announce the swift closure of our most recent loan offer, an 8 per cent fixed-rate deal that filled yesterday. Another property-backed, 8 per cent fixed-rate loan remains on site – currently 72 per cent filled – with more loans in the pipeline. Here’ a reminder of some of the basics of peer-to-peer […]
There’s a lot of nonsense and hype surrounding cryptocurrencies and its underlying blockchain technology. But there’s also a sensible way ahead – probably involving asset-linked digital tokens using blockchain. These securities (they will be regulated as such) are the coming fashionable wave in alternative finance. We believe they may prove more durable than many cryptocurrencies. […]
Our latest loan offering is A-rated and property-backed with a fixed-rate yield of 8 per cent, and a term of five years. It’s currently 24 per cent filled. Ahead of the imminent arrival of new peer-to-peer (P2P) loans on site, we thought we’d draw attention to some key tips for would-be lenders looking for […]
The latest property-backed A-rated loan has just closed, bringing its lenders a fixed return of 9 per cent for five years. More offerings will be landing on site soon. We’ll bring you news as soon as we have it. Meanwhile, our friends at Money Week have been looking at robot advisers, and report “an explosion […]
Our latest loan offering is A-rated and property-backed. It offers a fixed-rate return of 9 per cent for five years, and is currently 53 per cent filled. We have several more offerings in the pipeline. If you invest and hold the investment via our Innovative Finance Individual Savings Account (ISA – see below for a […]
The latest peer-to-peer (P2P) loan offering on site is rated A, and is 51 per cent funded. It has a fixed yield of 9 per cent, and is secured against German residential property at a relatively low loan-to-value ratio. Meanwhile, we thought we’d draw attention to some key tips for would-be lenders looking for good […]
Savers are “abandoning the cash ISA en masse”, as the personal savings allowance (PSA) makes the tax-free wrappers less relevant for consumers, according to a report from P2P Finance News. New data from UK Finance showed that investment in cash ISAs fell from £773m in March 2017 to just £332m in March 2018 – a […]
Here, as promised yesterday is the second part of the recent P2P Finance News profile interview with Money&Co. CEO, Nicola Horlick. Why are some P2P lenders looking to obtain a banking licence? Whilst P2P lenders are still receiving a high number of applications from potential borrowers, the difficulty is in finding quality borrowers. P2P […]