What is the future of crowdfunding? What type of financing should small and medium-sized enterprises (SMEs) be seeking to help them grow? Money&Co.’s CEO, Nicola Horlick, offered something of a tour de force on the topic at the recent Alternative Finance conference, sponsored by Cubism Law and co-sponsored by Money&Co. You can see her speech […]
A reality check comes from one of the best-established digital media outlets, The Motley Fool. We have been convinced for years that peer-to-peer lending is the future of finance for small companies looking to borrow to grow and lenders looking to increase the returns on capital alike. But, as the Motley Fool points out, not […]
Ed Bowsher of Share Radio put it this way at the recent Alternative Finance conference, sponsored by Cubism Law, Money&Co., Archover and others: “Are we already seeing the end of the golden age of crowdfunding for individuals? Institutions are coming in and wanting to lend millions – what does that mean for private investors?” This […]
The UK government’s treatment of tax credits has caused plenty of controversy – not just in the area of income tax, but also in eco-investment. The Trillion Fund, once headed up by Julia Groves (who remains as a director, but is no longer CEO) was particularly affected by recent policy changes. Here, Julia, who is […]
Crowdfundinsider caught up with Money&Co. CEO, Nicola Horlick, at a recent crowdfunding conference. Below we offer an excerpt of the resulting feature, which focuses on women in finance and technology. “Thirty-two years after starting her career in London, Nicola Horlick is still often the only woman in the room. Although she notes that is not a […]
Respected crowdfund commentator David Stevenson in Alt Fi provides a thoughtful analysis of the fallout following the failure of Swedish peer-to-peer (P2P) lender, TrustBuddy. The article serves as a timely reminder of the risks that come with committing money via alternative-finance media. Here’s an extended excerpt from the Alt Fi article: “The TrustBuddy debacle has […]
Sometimes we feel like we’re preaching to the converted. Regular readers may think we bang on rather too much about what we term The Great Savings Robbery – the low yields on offer for the £1.4 trillion (yes, a thousand times £1.4 billion) that Building Society Association figures show is lying around on deposit at […]
Equity crowdfunding and peer-to-peer lending, aka debt crowdfunding, are set to “significantly shake up the banking market”, according to a survey of leading figures in the international financial services industry. The Daily Record reports: “A survey of 200 global conference delegates from 40 countries attending the recent University of Edinburgh Business School’s Credit Risk and Credit […]
Just to remind you, as peer-to-peer (P2P) crowdfunders bringing people and businesses together, we are a FinTech business – that is, a financial technology business. Christine Farnish of the P2P Finance Association, an industry body that represents some of the older players in the P2P sector, writes in CityA.M. on an innovative P2P-focused app from […]
Crowdfunding is making spectacular advances in popularity and general public acceptance. It’s small wonder, given the attractive yields to be had from peer-to-peer (P2P) business loans. As we’ve reported here before, the growth and learning curves are as steep as they are exciting. But financial advisers can be wary of P2P loans like the ones […]