Tag Archives: lending

Walking The Walk – Crowd To Get P2P NISAs, Eventually

As we head for 2015, the direction of travel for crowdfunding is clear. No-one can fault the government for a lack of enthusiasm for what we do at Money&Co. – we operate in the peer-to-peer (P2P) business lending sub-sector of crowdfunding. This autumn, David Gauke, financial secretary to the Treasury, was quoted in the Financial […]

Money&Co. Over The Moon At Growing P2P Maturity

There are signs, early ones as yet, that the young sub-sector of crowdfunding inhabited by Money&Co. is growing up. Once upon a time, crowdfunding was a vaguely trendy, catch-all term for anything from start-ups seeking equity investment, to group property investment, to a charity raise and beyond. One fellow in the United States sought money from […]

Money&Co.: High-Income, Tax-Free P2P Savings Ahead – But Banks Are “Atrophied” (FT)

The remarkable march of Money&Co.’s peer-to-peer (P2P) business lending sector continues. The message is simple: we bring people together with business to provide excellent returns for lenders and much-needed capital for borrowing companies. And that message is spreading fast. Yesterday, we wrote about the possibility of Money&Co.’s producing a tax-free offering that would yield around […]

“We’re Young, Lean” – A Borrower’s Perspective On New 9% Offering

Tony Pycroft:  “not a big fan of the banks” – but then, who is? We’re delighted to bring you news of the latest loan to be offered on Money&Co.’s peer-to-peer business lending platform. ARP Enforcement, which trades as Julious Enforcement Agents, is a credit-control company based in west Yorkshire. The company, headed by genial Yorkshireman, […]

Banks’ Scramble To Crowd Out P2P Loan Space

Today we have a guest Money Matters blog from crowdfunding intelligence platform, Another Crowd.   The UK arm of Santander Bank is aiming to launch an investment platform next year, which will include online guidance tools to help investors identify suitable funds without going to an adviser, according to a recent report in the Financial […]

Companies Still Scared Of Borrowing To Grow, Post-Credit Crunch

G The manufacturing sector is still a vital component of the UK’s economic recovery Britain has an illustrious industrial history, but the manufacturing sector’s contribution to gross deomestic product (GDP) has declined dramatically over the post-war years.  In 1948, manufacturing accounted for 41 per cent of our GDP according to the Office for National Statistics […]

Crowdfunding Bandwagon Back From Birmingham

  The Money&Co. team made it back to London from Birmaingham at the end of the week with good news to report. A series of meetings with local business people, lenders, media representatives and organisations such as the local chambers of commerce, ending with an event co-hosted by FD Solutions, yielded excellent results, according to […]

Banks Fail Small Business Yet Again – 59% Of Loan Applications Rejected

The banks are nothing if not consistent – the systematic failure to support small business continues New research reveals that 59 per cent of start-ups have been rejected for a bank loan to start their business, according to a report from business media outlet, startups.co.uk. The study on which the report is based was undertaken […]