Regular visitors will be aware that we have been reporting regularly on the chequered history of peer-to-peer loan assets when held in the stock-market-listed vehicle that is an investment trust. Here’s an excerpt from a recent report by P2P Finance News: FUNDING Circle’s dedicated investment trust is set to close, raising questions about the future […]
The peer-to-peer (P2P) lending sector is looking to expand its share of SME funding, according to PWC research. Money&Co. is a P2P lending platform that brings together individuals looking for a good return on capital together with carefully vetted small businesses seeking funds for growth. Our registered lenders have achieved average gross returns of more […]
One of our unique selling points at Money&Co. is the fact that we can offer a managed portfolio of peer-to-peer (P2P) loans. By having exposure to a range of our carefully vetted loans you can reduce risk. See our video explaining the process of lending. Clients of the Money&Co Portfolio Service have access to loans […]
We’ve said it before – and now’s the time, given the just-launched FCA review of the advice market, to say it again. As stated in the News section earlier, good, independent financial advice has become “more and more precious (and scarce) following the reform of the way financial products are bought and sold – specifically, […]
Death is inevitable. But being taxed when you die is not. See below an excerpt of an article in the Mail on Sunday for detail on the large – but easily avoidable – tax liabilities that lie ahead. Taxation And Death – The Problem Death taxes collected by the Government and which erode family wealth […]
Be careful what you wish for. Investors seeking to exposure to the equity (share) value of the peer-to-peer (P2P) alternative-finance sector have been able to get in early via investment trusts committed to the area. The experience of the early adopters however has not been a comfortable one. The explanation is simple. Some P2P platforms […]
The latest tranche of the Seascape offering has just been released to market. The offer is for £250,000, with a fixed-rate yield of 8 per cent. The term of the loan of five years. It’s eight per cent subscribed at the time of writing. Below we reproduce an extract of the borrowing company’s representations to […]
The figures aren’t in yet, but it’s possible that the traditional end-of-season rush for investing in Individual Savings Accounts may be a thing of the past. Or at least less of a stampede than it used to be. Why’s that? Because the option of investing in a peer-to-peer (P2P) loan with higher risk and a […]
Inheritance Tax (IHT) kicks in to estates valued at over £325,000. If you have a house (especially in the South East) that means it may well apply to you. The potential IHT bill can be pretty large. It’s applied at a flat 40 per cent above the threshold. Here’s a worked example offered by the […]
Our friends at P2P Finance News report Money&Co.’s move to promote managed portfolio investing. MONEY&CO is introducing a managed portfolio product that it says will offer extra security to investors by ensuring more diversification. The peer-to-peer business lender, which was founded by City ‘superwoman’ Nicola Horlick, is planning to discontinue single-loan offerings in favour of […]